r/TimeshareOwners

We recently got out of a pitch (said 'no') and were offered a return package, which we took. But I'm wondering who they're converting? The online forums (including this one) tend to be overwhelmingly against doing this.

And while they make the pitch sound good, the upfront cost of 3000-4000 points plus the maintenance will take a while to break even. They seem to realize that exiting is a big problem, so they offer an exit path. But it sounded to me like you basically take a bath on it (they were not upfront about the exact process).

I'm curious what their conversion rate is on these things. Must be reasonable if they're growing the program, which is sounded like.

Please do NOT buy any sort of Wyndham Timeshare. I was scammed. I put a $1000 deposit into a Wyndham Discovery Package. I tried to book what was promised by the sales guy named Robert Sakaguchi in Waikiki, but was not able to do so. I cancelled the contract within 5 days via certified mail to their rescission department. I emailed the scammer Robert Sakaguchi to let him know that I cancelled the contract. It has been 3 months, endless phone calls and emails and still I have NOT received my $1000 deposit back. They do NOT honor what is stated in their contract. They are liars. They take your money and do NOT give it back even though their contract clearly states that they will refund your money promptly if you cancel within 7 days.

Hi! I am wondering if anyone has an experience similar to this, and if I could please ask for some advice:

I received a timeshare in 2010. The deed I received only listed my name, so I assumed I was the sole owner. I’ve been paying all the fees by myself for 16 years without ever missing a payment. Recently, I tried to exit the timeshare through the management company, and that’s when I found out that there’s actually a second person listed on the title, who I have never met or spoken to in my life. I had absolutely no idea he existed. After doing some digging, I found out that he was the co-owner from the very beginning — they bought it together back in 1990. But the co-owner passed away in a foreign country before the person ever transferred it to me. The owner who gave me the timeshare never told me any of this, never cleared the deceased owner’s name from the title, and just handed me the property.

Now the management company won’t let me exit because the deceased owner’s name is still on the title, even though he’s been dead for years and I’ve been the only one paying for everything. It seems almost impossible for me to get a death certificate and I am feeling stuck.

Is there anything you guys can recommend in this situation? I have reached out to a few lawyers, but none of them are willing to help. Thank you so much for your time.

hello, I just signed up for the Hilton Grabd Vacation Timeshare and missed the period to cancel.. I am regretting it and am tempted to just not pay.. has anyone done this? what was the outcome?

Hi. I just want to know your comments and suggestions if we have a good deal. We went to Vacation Village in Parkway Kissimmee FL for a presentation. The deal they gave us is located in the Berkshires in Massachusetts and according to the deed, our week number is 4 and usage will be Biennial Odd. Purchase Price is $5490 and maintenance fee of $1349 every 2 years. The property is a two bedroom that can accommodate 8 people. They gave us additional 2 bonus week per year to exchange to other properties if within Vacatia it will be $199 and $299 with RCI. We are planning to use those bonus weeks as we plan to have vacation time yearly but is it worth it and is it easy to book with RCI in terms of exchange? I appreciate your advice.

I just signed a contract 2 a month ago for 25k and paid it off immediately. Was lied to during the meeting saying I was getting a deed with resale value. Did not mention that maintenance fees go up about 7% per year so double every 10 years. Will be at least 10k per year by the time I can retire and 20k 10 years after that. Does not even go away when you die! I went in knowing nothing and unfortunately paid off the loan immediately so now even if I foreclose I'm losing my 25k. Can't believe this is legal literally just gave them money to guarantee I will lose more money and have to give them half my social security check when I am retired (if I am lucky). Going to speak to a lawyer and try arbitration but likely never getting that money back.

I'm remote worker looking to buy a few timeshare weeks. Pretty open to the location as long as there's good internet - is there a trustworthy website to browse timeshares that owners can't make anymore?

Have paid Wesley Financial $5k deposit to help get out of a Mexico company timeshare. Want to cancel that now because I am seeing legal options that seem MUCH cheaper, in fact I haven’t seen any complaints that are as high as my $30,000 quote! If I cancel I lose the deposit but it appears that there are many other options that are wayyyy less.

And I don’t want a foreclosure on my credit, any advice out there from anyone having gone through this?

There's a thousand stories going around the interwebs - and these scummy lawyers keep calling me

I've got lawyers in my family - I'm not worried about using one of these guys, but if what they're telling me is true...

I have had a timeshare for over 20 years - and supposedly that 20 year old contract is written more for our (the owners) protection than the new contracts.

And the resort (Massanutten) is renting units on AirBnB directly to people [can be proved] - POSSIBLY breaking the newer contracts but definitely breaking the older ones as old as mine.

Again, scummy lawyers, btu they're saying they love to get people with my age contracts because they're getting the full purchase power back from the resorts and sometimes penalties/damages. They just don't love them enough to take the case on contingency (which i see as a red flag)...

I'm not asking if i should use these scummy lawyers - i'm asking if there's merit to their words, and should i investigate this with someone else or a different lawyer?

Does anyone out there know for a fact, not a story from a neighbor's cousin's boyfriend's mom - that this has and can happen?

I have moved - i never use this thing - its' a waste now i don't get my annual fees worth out of it, and i'm ashamed what i paid for it decades ago. I'd love to break it, but if i could pocket a little too I'd be even happier, even if it cost a few grand up front (with a reputable person)

Am i living in a fairytale?

So me and the wife got pawned into the Westgate Timeshare in Kissimmee after we did a presentation. Just seemed like a great deal cause we come down every year anyways but now we are second guessing it.

We are from Maine.

-We bought a foreclosure deed for $12,000.

$289 a month for 10 years at 17.99% but we can get a personal loan at our own bank and buy it out and get a better rate or whatever.

-Normal deed rate was $60,000 at $1200 a month.

-2 bed 2 bath condo at Westgate Vacation Villas

-$1500 down payment

- Unlimited weeks availability

-$150 exchange to other Westgate resorts

-$1500 maintenance every other year that includes property tax

-Also includes an interval subscription for free

We just wondering if it’s too good to be true or if we should just cancel. We still have 5 days to cancel.

And if we cancel how do we do it?

Thanks in advance.

I agreed to a 2/2 Unit on Hilton Head for $10,000. I put $1700 down and my 10 year monthly payment is $136 at 12.9% interest. Seems like I can cancel within 5 days with an official letter. I like to take my 3 kids (age 18,20,23) on fun vacations. I recently used VRBO in Florida and spent $8000 all in with house, car, flights. The house was not as great as the photos and I can no longer stand having to spend 1-2 hours cleaning and putting sheets in the washing machine before leaving. We are GREAT house guests but I don’t want to be responsible for taking the trash out on my vacation. I guess the math made sense but can someone tell me what they are really lying about. I have 2 days left to cancel I suppose with an official certified letter.

Hi everyone, first time poster, I’m trying to make sense of the situation me and my sibling find ourselves in. My dad put us on the timeshare deeds with Wyndham about 15 years ago, at the owner update they keep telling us that we really should be in the club Wyndham access option because owning a deed versus a trust is a much higher liability. My father thinks this is just a sales tactic. I understand the general benefits of Club Wyndham access, where I’m having a hard time understanding is my liability of inheriting these deed points/weeks that are NOT CWA/not a trust. Sales claims that Wyndham will not buy them back even if we wanted to just offload, and that we will have a very difficult time trying to sell a deed property resale because it’s no longer the best financial option for ownership. My dad thinks this is them trying to sell us. We do not know how to proceed. He has always managed everything including maintenance fees, we are most concerned about our names being on the deeds after he passes, if we no longer make our long time trip to our home resort

Currently, he uses all 550K for the same week at the same resort across 3 units and has done this for almost 2 decades

Any advice is appreciated

I was at an MVC ownership update . They offered value of $7 a point .

The idea was to sell points and then a week bundle rate that can get me to a higher level .

Has anyone else been confronted with this offer ?

Seems like an option that i was not considering .

I have “owned” Worldmark timeshare/credits for nearly 2 decades now, and I still haven’t really gotten confident about utilization. Plus, it seems like there’s a merger, update or modification every few years. I don’t even want to calculate how much I’ve invested, but WOULD love to maximize it moving forward-if possible. Anyone has tips? (And saying “get out” is fair, I’m just not quite there yet.)

Due to some slight technical difficulties (as in user error) reposting.

Would love to know how people about their purchase

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I recently attended a "dinner seminar" in Glen Allen, VA, with my parents (who are Westgate owners). The company was Tradeline International LLC (operating with Oracle Management). I recorded the entire 90-minute presentation, and have a full transcript and what I found wasn't just a high-pressure sales pitch—it was a masterclass in using "legalese" to provide a veneer of authority.

TL;DR: They are charging $6,000+ to "protect" you using the name of the very law designed to stop them. Don't let your parents go to these dinners alone.

Note: I use AI to help synthesize a lot of this information since I’m very tired and I work a lot lol but people should know that our community is getting scammed.

Here is exactly how the scam works and the specific tactics they used to try and take $6,695 from my 80-year-old parents.

1. The "Anti-Fraud" Authority Play

The presenter opened by claiming the session was "possible because of House Resolution 1215" and the "Pro Scam Reduction Act."

The Reality: They are referring to the Fraud and Scam Reduction Act (enacted via P.L. 117-103). This is a real federal law, but here is the kicker: The law was written to stop senior-targeted scams like this one.

The Lie: They claimed this law authorizes them to operate. In reality, it created an FTC office and a "Senior Scams Prevention Advisory Group" to protect people from predatory exit companies. They are citing an anti-scam law as the license for their operation.

2. The "Age 80" Myth

Once we got to the "closer," she went straight for my parents' age. She told them that because they are over 80, Tradeline can "basically break that contract, period, because it’s considered fraudulent" and that "no person over 80 needs to be buying a timeshare."

Fact Check: There is no law that automatically voids a contract just because the signer reached age 80. This is a predatory lie designed to make seniors feel they have a "legal loophole" that doesn't exist.

3. Potential Federal Law Violations (CRFA)

The closer explicitly mentioned a "No Nasty Grams Clause" in their contract. She told us, "There's no need to take to the Internet and write stuff."

The Law: This likely violates the Consumer Review Fairness Act (15 U.S.C. § 45b), which prohibits "form contracts" from including non-disparagement clauses that restrict honest reviews. They are literally trying to contractually ban their victims from warning others.

4. Extreme Scare Tactics

They didn't just sell an exit; they sold fear.

The Granddaughter Story: The closer told a story about a grandmother whose unpaid timeshare fees showed up on her granddaughter’s job background check because she was an "authorized user," costing her a job offer. (Fact: Authorized users do not inherit liens or personal debt).

The "Homeless" Fraud: To scare people away from doing their own deed transfers, they told a story about a man who went to jail for transferring deeds to "homeless people in California" for $100 a day.

5. The Financial Red Flags

The "Anti-Escrow" Admission: I asked where the money goes. The closer admitted: "It’s not an escrow because we’re not doing it in anticipation of buying something." They hold your thousands of dollars directly for the 12–18 months the process takes.

Arbitrary Pricing: The "settlement" started at over $15,000, but after a few "discounts," it magically dropped to $6,695.

The Paperwork Ban: They refused to let us keep the written quote, claiming it had to be "reconciled" and sent to the resort.

6. Discrediting the "Real" Help

To keep people in their bubble, they preemptively attacked anyone who would warn us:

The BBB: She called the Better Business Bureau "a racket" and "pay-for-play" to explain away their negative ratings.

The Legacy Program: When I brought up Westgate's official (and free) "Legacy" exit program, she dismissed it as a "placebo to make you feel better about getting out later."

The Critics: She told the room that negative online reviews come from "angry kids in the basement" who are upset their parents spent the inheritance.

7. The Wyoming Shell

Tradeline is registered at 1309 Coffeen Avenue, Sheridan, WY. This address is a notorious mail-drop used by over 100,000 LLCs and is currently being debated in the Wyoming legislature because it’s the "epicenter" of fraud subpoenas and consumer complaints.

The Bottom Line: If you have parents being invited to these "educational dinners" in Virginia or elsewhere, please go with them. They rely on seniors not having a "unicorn" in the room who knows how to use Google and check the Virginia Code (§ 55.1-2244).

I’ve already filed formal complaints with the FTC and the Attorney General’s office which I believe routed the document to DPOR. Any other guidance would be great.

TL;DR: They are charging $6,000+ to "protect" you using the name of the very law designed to stop them. Don't let your parents go to these dinners alone.