u/Barista_life__

Today, I put my numbers into Google AI just to gauge where I’m at and what I need to change, etc. I’m 27F with $72,000 invested.

Assuming the annualized returns are consistent (I know they won’t be, realistically, but I made the assumption for simplicity of the calculations), if I keep my same savings rate for 4 years (when I’m 31), I will hit CoastFI for retiring at 65, and if I keep my same savings rate for 18 years, I will be able to fully FIRE at 45!

Regardless of what the numbers say, I’m still going to push for raises and look for ways to increase my savings without sacrificing quality of life … but this just makes me feel good that if shit hits the fan down the road, I’m already in a great place and will be able to get through it :)

I do still plan to BaristaFI at 45 for insurance, and use my job income as travel money.

Back in January, I went to a specialist doctor’s office. I am on the HDHP through work, and there was no way I was even close to hitting my deductible at the time of the visit.

My insurance says it paid the provider as if my deductible was met, the provider gave me a bill at the unmet deductible price.

How do I navigate this and find out how much I am supposed to pay the provider?