So I’m not looking for a 50k payout. It was a minor-ish accident (I was going 20mph on a single lane road, other party didn’t yield and made a left turn out of a right hand parallel parking spot into the passenger side of my car, they dinged my car pretty good because I had to get it towed but it looks fine-ish like I couldn’t drive it because my bumper was sitting weirdly on the front passenger side tire).
The bodily claim adjuster sent me an email saying this:
For your injury claim, I will be handling this portion of your claim. Can you advise if you are seeking additional treatment for your injuries, at this time? As you were injured in a motor vehicle accident that our insured was liable for, you will be eligible for a bodily injury claim as well. This claim would include all relevant & necessary medical treatment/billing, missed wages/work due to your injuries, out of pocket expenses for medication/durable medical equipment/etc. as well as compensation for your pain/suffering & inconvenience. Please note however that this portion of your claim would not pay out until you were ready for settlement – which typically occurs when you have concluded treatment & have recovered from your injuries.
I had a concussion, neck and back pain. I feel fine, I just don’t want to get royally low balled because being out of a car really inconvenienced me. Should I continue treatment and let the adjuster now or should I just say I’m not continuing treatment because symptoms have subsided?