u/AlarmedCombination57

▲ 0 r/Insurance+1 crossposts

Insurance claim

Location: Denver CO

I am currently in the process of going through an insurance claim for a rental property I own. The initial claim was for remediation which was completed and now we are onto the construction portion. In short, the entire property was gutted down to the studs. I had asked my adjuster to use my own contractor and he stated he wanted to get the estimate from an outside company. The outside company came and completed the estimate, which took 4 site visits and 6 weeks to complete, which is now in the possession of the adjuster.

My adjuster contacted (finally) me and is now asking me to get my own estimate from my own contractor. He seems to not want to share the estimate from the outside company with me. I am aware the loss is large and it includes replacement price from 12 inch baseboards which I was told were quite valuable. It feels like he is trying to hide this estimate from me.

What is the best course of action here, is he legally rewuired to share the original estimate with me? How do I go about getting properly compensated for this loss? TIA

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u/AlarmedCombination57 — 4 days ago

Live in Denver CO which is my home, but have an offer for a contract position for a job in Crescent City CA. Extremely lucrative paying close to 300K per year. It looks beautiful but also like a small town? Is it considered "safe"? My partner and I dont drink or party and want to be out in nature, this looks like it may be a good idea

Its been a lifelong dream of mine to live on the ocean, but I am concerned that the town may be isolated and lacking the amenities I am accustomed to. Is the water warm enough to swim? Hows the cost/quality of living?

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u/AlarmedCombination57 — 8 days ago

My position in CHPY is up considerably. I have had so many losers over the past year, now that I have a winner, I am unsure how to proceed. Part of me wants to take profits and put into something "safer" like SPYI. But I am reading that the semiconductor boom is predicted to last through 2027. I am also not complaining about the huge weekly payout, but I am concerned if it is sustainable. Curious to know others thoughts and strategy

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u/AlarmedCombination57 — 13 days ago

I currently hold an active DEA in CO but may be working a side gig for an OK based telehealth practice. I will have to pay out of pocket for any additional licenses and certificates. My new understanding is that the $880 DEA I hold is only good for CO, and I would need to purchase a new one for each state I plan to practice in. Am I correct so far?

Therefore if I obtain an OK license to practice, and work for this practice, but DONT plan on prescribing any controlled substances, do I need to still obtain an OK DEA or is just the OK license to practice sufficient? I have sent several emails to the DEA but cant seem to get a straight answer.

I am venting now but I am so beyond frustrated with all of the extra fees and expenses just to practice. Its getting to be a lot!

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u/AlarmedCombination57 — 15 days ago