Insurance claim
Location: Denver CO
I am currently in the process of going through an insurance claim for a rental property I own. The initial claim was for remediation which was completed and now we are onto the construction portion. In short, the entire property was gutted down to the studs. I had asked my adjuster to use my own contractor and he stated he wanted to get the estimate from an outside company. The outside company came and completed the estimate, which took 4 site visits and 6 weeks to complete, which is now in the possession of the adjuster.
My adjuster contacted (finally) me and is now asking me to get my own estimate from my own contractor. He seems to not want to share the estimate from the outside company with me. I am aware the loss is large and it includes replacement price from 12 inch baseboards which I was told were quite valuable. It feels like he is trying to hide this estimate from me.
What is the best course of action here, is he legally rewuired to share the original estimate with me? How do I go about getting properly compensated for this loss? TIA