Hi everyone, title of post says it all really. I've been checking for the last 3 weeks at random times (late at night, early morning, midday) and I still can't get a slot. Does anyone have any tips on how to book? Thanks in advance to everyone!
I'll try to keep this as brief as possible. I'm 31F, renting, have no debt and I take home around £3,500 a month. After rent, bills and groceries I save roughly £1k a month, which just sits in various savings accounts doing nothing. My rent takes up most of my salary because I live alone. I do not have any investments or an ISA. My pension is deducted automatically every month as I work for the NHS.
My car has just given up on me and I need to replace it to get to work. I have been looking at cars in the £12 to 15k range and thinking of doing it through HP. My friends think this is a bad idea and are pushing me to buy something in the £6–8k range in cash instead.
Questions:
Car: Should I settle for a cheaper car and pay cash or is £12 to 15k on HP reasonable given my income and savings? The reason why I am considering a more expensive car is because I don't want it breaking down any time soon again. How much should I realistically be spending?
Savings: I know £30k sitting idle is not ideal. Where do I even start? ISA, investments, emergency fund. What's the priority order?
I feel embarrassed admitting all of this because I see people younger than me owning homes and feeling financially sorted and I feel very behind for my age. Honestly my fault, I was not in a good situation when I was younger and it took me a while to get things sorted out. Is my situation actually as bad as it feels?
Any advice welcome. I'm not financially savvy at all and just want to make smarter decisions going forward.
Hi everyone, I know this isn’t strictly a skincare question, but I think it’s kind of related.
Since moving to the UK, I’ve noticed my hair and skin have become much drier than usual. I recently found out that the water here is quite hard and after checking my area online, it looks like I’m in a very hard water zone.
I’m currently renting, so I can’t install anything permanent. I’ve been looking into options like the Hello Klean shower filter but I’m not sure if they actually make a noticeable difference. It’s also a bit spenny.
Has anyone here tried shower filters? Did they help with dry skin or hair? I’d really appreciate any recommendations or advice, especially renter-friendly solutions.
Thanks so much!
So I recently switched from Concerta over to Elvanse and my prescriber mentioned that I should return any unused Concerta to the pharmacy once I started the new ones. The thing is, I ended up picking up my Elvanse while I was out doing some random shopping, so I didn't actually have the my Concerta on me at the time.
The pharmacist reminded me not to take the two brands together, but I felt like they gave me a really weird look when I didn't hand over the old meds. Now my anxiety is spiraling a bit. I’m wondering if my prescriber put a formal note on my file or something about checking if I returned my Elvanse and if the pharmacy thinks I’m stockpiling meds.
Am I totally overthinking this? I want to go back and drop them off but I’m worried I’m going to look even more suspicious by showing up on a random day and then over-explaining the whole situation. Has anyone else gone through this? I’m just stressed that I’m going to get flagged or something for a totally honest mistake.