r/u_Time-Way667

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I’ve been P&T since 2013 and my mental health has gotten worse over time. I’m currently not able to work.

I recently got a doctor letter and a mental medical source statement done, and now I’m trying to figure out what I should actually be filing for.

Right now:

- 100% combined

- Highest single rating is 50% (mental health)

- Multiple other ratings (30%, 20%, 10%, etc.)

- Not trying to go the TDIU route

Medical side:

- PTSD, MDD, GAD

- GAD-7 scores 20–21 (severe)

- On medication with no real improvement

- Doctor says I have difficulty maintaining employment

- Statement shows issues with completing a workday, handling stress, and being around others

Before this I was making around $100k+, so this has been a big change and my family has taken a hit.

I’ve been reading through the CFR but I’m not sure if I’m overthinking it or missing something.

What I’m trying to figure out:

Should I be filing for an increase (like trying to get one condition higher), or should I be applying for SMC housebound?

From what I understand, I don’t have a single 100% rating, so I’m not sure if SMC-S even applies in my situation without going TDIU

Just trying to make sure I go the right route before filing anything.

Pics in the comments .

Appreciate any real insight.

u/Time-Way667 — 12 days ago