



I’ve been P&T since 2013 and my mental health has gotten worse over time. I’m currently not able to work.
I recently got a doctor letter and a mental medical source statement done, and now I’m trying to figure out what I should actually be filing for.
Right now:
- 100% combined
- Highest single rating is 50% (mental health)
- Multiple other ratings (30%, 20%, 10%, etc.)
- Not trying to go the TDIU route
Medical side:
- PTSD, MDD, GAD
- GAD-7 scores 20–21 (severe)
- On medication with no real improvement
- Doctor says I have difficulty maintaining employment
- Statement shows issues with completing a workday, handling stress, and being around others
Before this I was making around $100k+, so this has been a big change and my family has taken a hit.
I’ve been reading through the CFR but I’m not sure if I’m overthinking it or missing something.
What I’m trying to figure out:
Should I be filing for an increase (like trying to get one condition higher), or should I be applying for SMC housebound?
From what I understand, I don’t have a single 100% rating, so I’m not sure if SMC-S even applies in my situation without going TDIU
Just trying to make sure I go the right route before filing anything.
Pics in the comments .
Appreciate any real insight.