Nawalan ako ng work last february 20, 2026 and until now hirap ako sa finances. Then nagpapaextend ako ng 1 week lang para masettle ung monthly dues ko (1 day palang ako delayed) pero hindi nila kaya pagbigyan. Tapos parang ang tatapang pa ng ng mcollecting officers. Hindi ba talaga kaya pakiusapan?
Hi everyone! Sharing my experience with applying for SB personal loan.
I applied for this loan mga April 2; I submitted my requirements through the agent I found here on reddit. Before this, I already contacted another agent. Kaso mejo di ko sya gusto sumagot, mejo suplado dating. 😅 Kaya I tried lurking sa comms here and I found that most of the peeps ay recommended si Sir Gen.
I messaged him sa Viber and very accommodating sya. Nasubmit ko agad yung mga requirements ng April 2 pero since holiday (Holy Week), Sir Gen was only able to encode my details ng April 6 (Mon). By April 7, may nag-EV na agad sa company namen.
After that, mejo waiting game. Tapos nag-follow up ako kay Sir Gen kahapon, April 20. First reply niya in the morning was for Ascore checking na, and then by the afternoon, I received a text na approved na yung loan. Then may nag-email saken asking for the preferred branch and everything.
Come today, I went to the said branch and ayun, naclaim ko na yung loan. Although waiting pa to reflect sa SB account ko. Btw, I opened an account since sabi nung nakausap ko na taga-bank, wala naman daw maintaining balance na need and mas madali na ma-credit yung loan proceeds.
As for the details nung loan…
Approved amount: 2XX,XXX
Monthly amort: 10,XXX
Term: 36 months
If you want to try this, contact niyo din si Sir Gen sa Viber: 0950-3448266. Highly recommended! ✨
Metrobank Current promotion:
• Waived ₱10K bank fees per 1M
• 6.5% fixing rate for 5years
• Max loan term is 25yrs
BDO Current promotion:
• Waived bank fees up to ₱25k
• 6.5% fixing rate for 5years
• Max loan term is 25yrs
• Free fire insurance in first year.
Anyone po here na naka experience mag apply ng Home loan sa METROBANK vs BDO na virtual assistant?
Gaano po kakunat yung approval ng Metrobank? Sabi sa chatgpt BDO daw kasi mas ok for VAs lol. Kaso ung bank fee’s ata nila for 5M is more or less ₱100-150K sabi ng sales agent.
Our bank is offering 50k upto 2M Personal Cash Loan without collateral, with fast processing and a high approval rate. The processing time takes only 2-3 banking days for bank employees,
DM me if you're interested
09158398400
viber/whatsapp
Hi, just wanted to ask if anyone here has experience getting approved for a personal loan as a freelancer in the Philippines, preferably for debt consolidation.
For context:
I checked my TransUnion score and nasa 606 siya, so not the best.
I already tried with CTBC Bank Philippines, but they require ITR + payslips with statutory benefits, which I don’t have since freelancer ako.
Honestly, I know kaya ko naman bayaran if I can consolidate everything into one loan with a more manageable monthly payment. Ang hirap lang ngayon kasi hiwa-hiwalay yung payments.
Questions:
Would really appreciate any advice or leads. Thank you 🙏
Hello. May nagpost dito about a certain loan manager who's handling multiple banks. Binigyan ako ng online fillout form kaso nagdadalawang isip ako kasi need dun ung mga information ko. Pls see screenshot in the comments
Legit si sir Ralph Manaug, naapproved si hubby despite na meron siya unpaid CC, rejected 2X pero hindi sumuko si sir Ralph until na aapproved.
Thank you sir Ralph
Hi All Redittors!
Thanks for connecting!
Just taking my chances if you're interested in getting extra funds for home improvement, debt consolidation, capital for small
businesses, tuition fees, buying properties or mortgage?
I am a here to assist you. Let me know how I can help! Just dm/pm me, pleasure to assist you Just DM me to my Viber account 09457304800.
Need basic hygiene stuff until pay day tom.
Im looking for personal loan offer 500k loanable amount with 5yr loan term or more. Im have no problem with the total interest (reasonable interest rate please), I just need it to fix may cashflow by settling my other loans and obligation. I can do monthly amortization around 13k to 20K . Im have stable income net of 48k monthly to sustain the MA.
Gusto ko lang po tanungin if legit ba na kapag loan processing, nagbbackground check din sa employer and pwede ma-reject yung application dahil may red flag sa employer?
Nagpa-apply kami ng home loan sa isang bank. Submitted naman na yung initial docs plus natawagan naren for interview. After ilang days, sinabihan kami ng nagpprocess samin na goods naman na daw for certain amount yung loan, pero may red flag kasi potential na magsara yung employer ko. Red flag is nung 2022 pa, and ngayon ok naman ang company. Started rin before 2022 pa sa employer ko.
Would like to confirm lang kungg ganun ba talaga process and if oo, matic reject yun? Thanks po
For awareness ka OP. Specially to those desperate OP like me. Please if you’ll have transaction to this number don’t ever proceed 09176272290. They have accomplice here in reddit to scam money to people. Hoping na no other victims na in the future.
I'm looking for short term loan. 4000-5000 and will pay by end of the month.
Needed Lang for my son( on spectrum) medicine, milk supply and therapy and our daily consumption till payday.
I get paid Sa 30th.
No I can't ask help from my immediate family since I'm the breadwinner.
I have nothing to pawn,my laptop and cp are both use for work.
No offer from any app like gcash.
Tried OLA but all declined.
Help please.
I applied last April 6 and still no result until now.
Yung agent ko hulugan yung response sa akin.
Hanggang ngayon di mo malaman if positive or hindi.
Got no ODs or unpaid credit cards.
Palapag naman ng viber nyo, magcontact ako sa inyo.
Sana may makatulong.
Good day po. I’m humbly asking lang po if there’s a possibility for me to borrow po sa bank. Kaso wala po akong bank accs. I had atms lang po hindi ko po alam if counted.
Assisting personal loan Dm me assist kita legit bank employee#09937727891 IT/ BPO banking private company
Hi redditors, nagoffer kami ng Personal cash loan, DM lang kayo
Hi! May suggestions po ba kayo kung saan pwede mag loan yung mga freelancers? Around 350k lng po sana for debt consolidation kaso nahihirapan ako mag apply since I do not have ITR. I spoke sa isang agent sa CTBC and dapat daw ITR talaga. I can provide naman a COE pero hindi daw pwede. Struggle talaga. Badly needed lang kasi to avail a personal loan since hindi na kaya ng tapal2 lang yung mga due dates ko.
If there are any bank agents here, maybe you can help?
Good morning po! ask ko lang po sana if manual payment na po ba ang gagawin if na delay ng 2 days sa CTBC personal loan? if yes ang ilalagay po ba sa account number is yung PN number?
Also yung penalty po na 2,200 if nabawas na po sa checked account need pa rin po ba sya isama thru payment sa gcash?
TIA!