r/SwissPersonalFinance

Been in Switzerland for 10 years and haven't done anything special with my pillar 2, have I missed some magic tool?

Was earning on average 140k so other than 3a contributions and aggressively ETF DCAing so didn't really have a heap of cash lying around looking for a home

however in the last year I had a promotion which not only improved my base but also my bonus percentage and might be looking at another promotion soon (if all works out like I plan) and no plans for lifestyle inflation as I have a mortgage overseas

Is it typical for employers to match your contributions to pillar 2? Is that Gemini hallucinating?

let's say I get a 50k bonus and put that in pillar 2, does that serve as a 50k deduction in that tax year?

thanks for any tips to a rookie who's just curious

hello everyone.

if my girlfriend stops working (to take care of kids) but we still contribute for her AHV, as far as I understand she won't be able to contribute her 3rd pillar (having an LPP/2nd pillar Is a requirement to open a 3rd pillar).

is this correct ?

we are not married (we both earn around 110k each and being married would rise a lot our taxes, except during the time she won't work (we expect a couple of years).

thanks for your help !

Hello everyone! I am considering a job offer and was curious if this is really as good as they say it is?

For reference, I am 30 years old. My contribution would be 5%.

What is in your opinion the best way to deposit cash euro into a Swiss bank account or where do I get the best rate?

Money exchange offices are all a ripoff and I can‘t directly deposit into Revolut or Wise.

Exchange rate when depositing into my Raiffeisen bank account is also a Frechheit!

Tips are welcome!

Hey everyone,

I have a friends & family group on Galaxus Mobile with a few spots open. Anyone who joins gets a small discount (1 CHF/ month).

Feel free to join:

https://cockpit.galaxus.ch/b2c/invitation/shared/8jS6K71v

Cheers!

Why to invest in VWCE ETf if you are Swiss resident in the country?

Which benefits or advantages brings this strategy? Is there any tax situation different than with the typical VT and chill?