u/Eastern-Rip2821

Been in Switzerland for 10 years and haven't done anything special with my pillar 2, have I missed some magic tool?

Was earning on average 140k so other than 3a contributions and aggressively ETF DCAing so didn't really have a heap of cash lying around looking for a home

however in the last year I had a promotion which not only improved my base but also my bonus percentage and might be looking at another promotion soon (if all works out like I plan) and no plans for lifestyle inflation as I have a mortgage overseas

Is it typical for employers to match your contributions to pillar 2? Is that Gemini hallucinating?

let's say I get a 50k bonus and put that in pillar 2, does that serve as a 50k deduction in that tax year?

thanks for any tips to a rookie who's just curious

I have mild diagnosed sleep apnea

I'm using a resmed with p10 nose pillows, but I also have a F40 hybrid and a full face mask

The CPAP is quite effective in reducing my AHI, however the problem is after 2 to 4 hours each night I ripped the mask off subconsciously

I have an appointment with an ENT in a few months to see if my septum deviation and turbinates needs surgery but in general I feel like I don't get enough air through my nose at night

I end up defaulting to the nose pillows because everything else either leaks too much or is super intrusive

any tips?