r/PHDigitalBanks_

BPI BanKo TODO savings interest is now credited to accounts.

Earn 5% p.a. on savings up to ₱1 million, no conditions required. This credit reflects your earnings for April, based on 30 days.

For more savings tips, follow Digital Banks PH on Facebook and join the Digital Banks PH Community.

u/DigitalBanksPH — 14 days ago

Time Deposit Game Plan for May is now live!

Preferred pa rin ng iba ito for a reason. Set it once, then let your money work until maturity. Ideal if may planned spending ka in the coming months.

You can also earn up to 8% p.a. with Salmon Time Deposit, with monthly interest crediting na pwedeng pandagdag sa budget. Promo runs until June 1 na lang, but if you open early, you lock in that rate until maturity.

Not sure where to park your savings? Check our Time Deposit Game Plan app for recommendations based on your target amount.

u/DigitalBanksPH — 14 days ago

Why pay bank transfer fees when ang daming free options na available? Maliit man per transaction, lumalaki din yan when you add it up!

Save this guide, and for updated list of free transfers, check the DBPH Savings Game Plan app or bookmark this link 👉🏻 https://phdigibanks.com/dbph-savings

u/DigitalBanksPH — 12 days ago
▲ 9 r/PHDigitalBanks_+2 crossposts

Drowned By loans from CCs and online loans due to family emergency with two household (4 seniors depending on me), Badly needed to pay for bills and medicines and funds for a a start up business para makatulong sa bills, i was rejected by bpi rcbc metrobank psbank. I came across Ms Kim here on Reddit, i was hopeless that i messaged her on a weekend, fortunately she immediately replied. I was very thankful on that day that i told myself God Still at your back. All my documents are already prepared Ready for sending. Na Once Ms Kim emailed to me the requirement right there and then i submitted. CTBC personally visited my company and verified my employment, a call was also done, a few days i Received a message that my application was declined, i immediately messaged Ms Kim, and to my surprise she told me to disregard the message and ginagawan daw nya ng paraan, a tear (naiyak tlaga ako) fell, right there and then sabi ko napakabuting tao Na sa online lang kami magkausap Pero ganon ang tiwala nyang binigau sa akin. I was very grateful for the help. If you need help, please contact Ms Kim (viber dm her 0927 510 1383). She's a direct employee of CTBC. Highly recommended. I am very grateful for her.

PS. What i like about CTBC loan is that there is an option to have your approved loan in cash right there and then you can get your cash loan.

Thank you Ms Kim. CTBC and to our Lord Almighty.

reddit.com
u/Lazybones0324 — 11 days ago

BPI launches Omni Card with online perks

BPI introduces the Omni Card, an online-focused credit card initially offered to select depositors, with broader availability expected by Q2 2026.

Here’s what we know so far:

• Exclusive rollout to select BPI depositors
• Free annual fee for the first year, then ₱250 monthly starting Year 2
• Triple (x3) BPI points for every ₱50 online spend
• Built-in Online Fraud Protect insurance against scams and unauthorized transactions
• E-commerce Protection for damaged or undelivered online purchases
• Virtual credit card access via the BPI app anytime
• Installment and loan features to be added in future updates

Stay in the loop, follow Digital Banks PH and join the Digital Banks PH Community.

u/DigitalBanksPH — 10 days ago

Travel credit cards can be very rewarding, but ever wondered how much you actually need to spend to get a free roundtrip, let’s say Hong Kong? Check this out!

Based on spend-to-miles conversion, these cards stand out and are recommended for this category if you want to reach that free flight faster.

u/DigitalBanksPH — 11 days ago

₱800 cashback just for paying bills on the right day

The unbeatable credit card that gives 10% cashback every 8th of the month deserves more attention!

The Chinabank Velvet Visa Signature Credit Card gives a guaranteed ₱800 reward for a minimum spend of ₱8,000. Perfect for timing regular expenses like groceries, utility bills, subscriptions, and other fixed monthly payments.

u/DigitalBanksPH — 7 days ago

Digital BANKS

What digital banks in the Philippines doesn't have any issues like scam or automatic unauthorized transaction?

The Maya and Gcash had an issues regarding of unauthorized transaction.

The Maya also has a poor costumer service my money hasn't give me a refund or update regarding of automatic unauthorized transaction.

P.s.

I already file a complaint

reddit.com
u/Jaded_Glass1381 — 8 days ago

Luvit Mastercard by JunaHand: 90-Second Approval, Up to ₱200K Limit

Luvit Mastercard by Junahand was officially unveiled during a media event, with its official launch happening on May 11, 2026.

What makes this interesting is how it’s positioning itself for younger and digital-first users:

• Approval in as fast as 90 seconds
• Up to 40 days interest-free
• ₱6,000 minimum credit limit
• Up to ₱200,000 credit limit
• Comes with a physical card
• Backed by FinVolution Group, the global fintech company behind JuanHand

This could become an interesting new option for younger and digital-first users entering the credit card space.

Follow Digital Banks PH for the latest updates and join our group for possible first sign-up exclusives once it officially launches.

#liveitluvit #luvitlaunch #luvit

u/DigitalBanksPH — 9 days ago

Question for small business owners: worth it ba mag-switch to QR payments?

For small business owners here—ano gamit niyong payment setup ngayon? Cash + transfer pa rin ba, or gumagamit na kayo ng QRPH?

Napapansin ko kasi parang mas convenient yung scan-and-pay setup, especially pag maraming customers.

Worth it ba siya in actual day-to-day operations? Curious lang sa real experience niyo.

reddit.com
u/Dry-Independence3497 — 9 days ago

Chinabank enters the premium grocery cashback game with new Landers Executive Visa Signature credit card

Chinabank has officially launched the new Landers Executive Visa Signature Credit Card, bringing premium shopping and cashback perks for frequent Landers shoppers and everyday spenders alike.

Key highlights:
• No credit card annual fees for life
• Up to 7% total rebates on Landers purchases
• 2% cashback on dining and 1% cashback on all other eligible spend
• Metal card upgrade after reaching ₱1million spend

Cardholders will also continue to enjoy all existing Landers Superstore membership benefits and exclusive offers.

A strong new option for users looking to maximize rewards not just on groceries, but also on dining and daily spending.

u/DigitalBanksPH — 3 days ago
▲ 1 r/PHDigitalBanks_+1 crossposts

Maya transfer limits - what am I doing wrong?

I've been trying to move funds to another bank and keep getting the error message about the account limits after successfully transferring 50k at first.

Sinubukan ko na ibang amounts at ibang banks (via QR and manual input), pero same error message lang. I don't understand because naka-indicate naman na 500k yung daily limit ko and 50k pa lang yung transaction that day and month.

Suggestions on how to fix or work around this, please! Thank you!

Edited to add: recipient banks not hitting account limits either

u/gardenia_cloud_nine — 5 days ago

Maya Visa credit card cash-ins now come with a ₱200 fee

LOOK: Maya now charges a fixed ₱200 fee for Visa credit and debit card cash-ins starting today, May 12.

u/DigitalBanksPH — 3 days ago

Vybe by BPI partners with M Lhuillier for free cash in across 3,000+ branches nationwide

Vybe by BPI now partners with M Lhuillier, giving users access to free cash in transactions across 3,000+ branches nationwide. A convenient offline option for those who prefer over-the-counter transactions or need more flexibility when moving funds.

Getting money around is also easier with Vybe’s unlimited free InstaPay transfers. Cash in starts at a minimum of ₱10,000 per transaction, with daily limits of up to ₱500,000 depending on your account limits.

Contributed by: Carl Lamiel of WalasTech

u/DigitalBanksPH — 24 hours ago

Tonik just proved digital banks can actually make money in the PH

Tonik said it became the first standalone digital bank in the Philippines to achieve profitability, driven mainly by its lending business. The digital bank reported positive cash net income in Q1 2026 and said most of its revenue now comes from loans.

u/DigitalBanksPH — 23 hours ago