u/DigitalBanksPH

The Mind Behind RCBC’s Digital Push Just Received Another Global Recognition

The Mind Behind RCBC’s Digital Push Just Received Another Global Recognition

Executive Vice President Lito Villanueva was once again recognized globally for leading digital banking and financial inclusion efforts in the Philippines. Under his leadership, RCBC introduced innovations like U.S. Virtual Accounts, DiskarTech, and digital banking services designed to reach more Filipinos nationwide.

The award marks his fourth consecutive year being named a “Legend CIO” by the Global CIO Forum.

u/DigitalBanksPH — 2 hours ago

Quick guide: How to cash out your Salmon time deposit interest to any bank

May easy way na to transfer your interest from your Salmon Bank account to any bank!

Just follow this 5-step guide. Make sure din na updated na yung Salmon app niyo.

This is very useful if you chose to have your time deposit interest credited monthly to your account. If naka-set siya before to add in your TD balance, you can now change it so you can actually use the interest and add to your cash flow.

You can still enjoy the 8% Salmon time deposit when you use the DBPH link pero until June 1 na lang to ha.

u/DigitalBanksPH — 20 hours ago

Online withdrawal in Salmon is finally live!

You can now transfer the interest you earn from Salmon’s 8% time deposit straight to your bank.

Quick recap: Salmon is one of the few banks that credits interest monthly to your account. So instead of waiting at maturity, you can actually use that interest to help with your monthly budget.

Update your Salmon app on the App Store or Play Store to try it. If wala ka pa, you can still unlock the 8% using the DBPH link below until June 1, 2026 only!

u/DigitalBanksPH — 22 hours ago

Pwede na mag-invest sa gold gamit lang ang ₱200 sa GCash!

GCash is making gold investing more accessible to everyday Filipinos through GCrypto. Starting at just ₱200, users can invest in gold-backed assets directly in the app, without the usual challenges of storing or handling physical gold.

The move aims to help Filipinos explore ways to protect and grow their money amid rising inflation and market uncertainty.

u/DigitalBanksPH — 1 day ago

Tonik just proved digital banks can actually make money in the PH

Tonik said it became the first standalone digital bank in the Philippines to achieve profitability, driven mainly by its lending business. The digital bank reported positive cash net income in Q1 2026 and said most of its revenue now comes from loans.

u/DigitalBanksPH — 1 day ago

Vybe by BPI partners with M Lhuillier for free cash in across 3,000+ branches nationwide

Vybe by BPI now partners with M Lhuillier, giving users access to free cash in transactions across 3,000+ branches nationwide. A convenient offline option for those who prefer over-the-counter transactions or need more flexibility when moving funds.

Getting money around is also easier with Vybe’s unlimited free InstaPay transfers. Cash in starts at a minimum of ₱10,000 per transaction, with daily limits of up to ₱500,000 depending on your account limits.

Contributed by: Carl Lamiel of WalasTech

u/DigitalBanksPH — 1 day ago

Chinabank enters the premium grocery cashback game with new Landers Executive Visa Signature credit card

Chinabank has officially launched the new Landers Executive Visa Signature Credit Card, bringing premium shopping and cashback perks for frequent Landers shoppers and everyday spenders alike.

Key highlights:
• No credit card annual fees for life
• Up to 7% total rebates on Landers purchases
• 2% cashback on dining and 1% cashback on all other eligible spend
• Metal card upgrade after reaching ₱1million spend

Cardholders will also continue to enjoy all existing Landers Superstore membership benefits and exclusive offers.

A strong new option for users looking to maximize rewards not just on groceries, but also on dining and daily spending.

u/DigitalBanksPH — 3 days ago

Maya Visa credit card cash-ins now come with a ₱200 fee

LOOK: Maya now charges a fixed ₱200 fee for Visa credit and debit card cash-ins starting today, May 12.

u/DigitalBanksPH — 3 days ago

Best fuel cashback and gas promos in PH right now

Daming promos for every fuel purchase ngayon, kaya wag niyo sayangin. Lalo na ngayon na panay taas at bihira bumaba ang gas prices.

Here’s the DBPH Tipid Gas Guide as of May 11. Nandito yung available options that you can check based on what’s accessible to you. If wala ka pa nung iba, you may also check our links to apply.

u/DigitalBanksPH — 4 days ago

Salmon Bank Combines Competitive Time Deposit Rates With Solid Management

Salmon Bank is becoming a popular choice among DBPH members, especially with its competitive time deposit rates of up to 8% p.a. interest available until June 1, 2026 only.

For many users, it’s a simple “park and wait” savings option with predictable returns and easy setup. If you want to explore it, you can open an account here: https://phdigibanks.com/salmon

Beyond savings, Salmon Credit also stands out with its growing partner network, responsive customer support, and credit limits of up to ₱250,000 for qualified users.

With its aggressive savings offers and growing ecosystem, Salmon Bank is slowly positioning itself as one of the digital banks to watch in the coming months.

u/DigitalBanksPH — 6 days ago

BSP Reassures Filipinos: PH Banks Remain Safe and Liquid

The BSP said Philippine banks have little direct exposure to the conflict in the Middle East, with most risks coming from possible effects like higher oil prices and inflation. Despite global uncertainty, banks remain stable with strong capital, healthy liquidity, and steady lending activity.

u/DigitalBanksPH — 7 days ago

₱800 cashback just for paying bills on the right day

The unbeatable credit card that gives 10% cashback every 8th of the month deserves more attention!

The Chinabank Velvet Visa Signature Credit Card gives a guaranteed ₱800 reward for a minimum spend of ₱8,000. Perfect for timing regular expenses like groceries, utility bills, subscriptions, and other fixed monthly payments.

u/DigitalBanksPH — 7 days ago

Luvit Mastercard by JunaHand: 90-Second Approval, Up to ₱200K Limit

Luvit Mastercard by Junahand was officially unveiled during a media event, with its official launch happening on May 11, 2026.

What makes this interesting is how it’s positioning itself for younger and digital-first users:

• Approval in as fast as 90 seconds
• Up to 40 days interest-free
• ₱6,000 minimum credit limit
• Up to ₱200,000 credit limit
• Comes with a physical card
• Backed by FinVolution Group, the global fintech company behind JuanHand

This could become an interesting new option for younger and digital-first users entering the credit card space.

Follow Digital Banks PH for the latest updates and join our group for possible first sign-up exclusives once it officially launches.

#liveitluvit #luvitlaunch #luvit

u/DigitalBanksPH — 9 days ago

Metrobank reported ₱12.6 billion in net income for the first quarter of 2026, showing steady performance despite ongoing global uncertainties. The bank’s results reflect continued strength in its core businesses and disciplined growth strategy.

u/DigitalBanksPH — 10 days ago

BPI launches Omni Card with online perks

BPI introduces the Omni Card, an online-focused credit card initially offered to select depositors, with broader availability expected by Q2 2026.

Here’s what we know so far:

• Exclusive rollout to select BPI depositors
• Free annual fee for the first year, then ₱250 monthly starting Year 2
• Triple (x3) BPI points for every ₱50 online spend
• Built-in Online Fraud Protect insurance against scams and unauthorized transactions
• E-commerce Protection for damaged or undelivered online purchases
• Virtual credit card access via the BPI app anytime
• Installment and loan features to be added in future updates

Stay in the loop, follow Digital Banks PH and join the Digital Banks PH Community.

u/DigitalBanksPH — 10 days ago

Meet our new partner — PDAX! ✨
A BSP-regulated platform that gives you access to bonds, gold, and crypto. Marami tayong exciting promos and rewards coming your way, so stay tuned here.

And what better way to welcome them than FREE ₱500 for new users. So paano makuha ‘to? Super simple — sign up lang. That’s it! 👍🏻

Here are the steps:

  1. Download the app here: phdigibanks.com/pdax
  2. Enter your details and use our exclusive DBPH referral code: D937BM
  3. Complete verification up to Level 2

You’ll receive the ₱500 in your account within 7 business days. If may issues, DBPH has a dedicated support form you can submit for reward inquiries.

Notes:
• Only new PDAX accounts using the DBPH referral code are eligible
• The referral code will be updated to DBPH branding soon, so double-check the code you’re using
• Promo valid until June 3, 2026 only

This is just the beginning as more rewards coming soon!

u/DigitalBanksPH — 11 days ago

Travel credit cards can be very rewarding, but ever wondered how much you actually need to spend to get a free roundtrip, let’s say Hong Kong? Check this out!

Based on spend-to-miles conversion, these cards stand out and are recommended for this category if you want to reach that free flight faster.

u/DigitalBanksPH — 11 days ago

Why pay bank transfer fees when ang daming free options na available? Maliit man per transaction, lumalaki din yan when you add it up!

Save this guide, and for updated list of free transfers, check the DBPH Savings Game Plan app or bookmark this link 👉🏻 https://phdigibanks.com/dbph-savings

u/DigitalBanksPH — 12 days ago

Using your credit card abroad? Make sure you pick one with low forex fees, especially for international spend.

While some cards highlight low interest rates, many users prefer cards that offer more value when traveling, such as:

✅ Free travel insurance
✅ International lounge access
✅ Installment conversion options

Here’s a curated list of credit cards ranked from 0% forex up to popular options with relatively low fees, based on available data as of May 2026, so you can choose what fits your travel style and spending habits best!

u/DigitalBanksPH — 12 days ago