I currently have BPI AMORE PLATINUM CASHBACK pero nag email sakin si BPI na coconvert nila to the new Robinsons Cashback ung current cc ko ngayon.
Just want to know if this is good thing or bad? heavy user ako when it comes to grocery, dining and shopping pero hindi ako sa Robinsons nagsshop.
Should I upgrade na lang to other BPI cc or accept this?
Based on my research, itong customer number ilalagay as reference number, pero bakit kaya laging payment failed? Please help
Evolving na tong mga scammers ha. From redeeming/converting rewards points to credit limit increase ngayon transaction alerts na.
Hi! I got approved for a CC with RCBC. I don’t have a savings account with them, so I’m not sure how to pay my balance via the pulz app. I tried looking for it under the pay bills section, but wala. Recommendations will be appreciated! TYIA!
Hi, nakita ko lang sa U section ng app na may credit card na clickable. Pre-approved po ba ito? Or may chance na mareject. Kakasubmit ko lang din and I'm wondering kasi wala naman other option kung anong card.
Hello everyone. 4 months overdue na po ako and P28,000 yung principal CC limit ko sa BPI pero wala ng trabaho kaya nahirapan akong i-settle tong account ko. And today, I got this email from Constantino and Associates law office. Legit po ba nagfafile sila ng small claims case? 😭😭😭 help me what to do please.
I’m currently studying in the US and my mom lives in the Philippines. I use her PH credit card for all my bills (tuition/rent) she currently has BDO Gold and Unionbank world Mastercard
My total spend when I use her card is approx 250k pesos per month, sometimes more.
Can u recommend a better card? One that is best for international expenses
Need suggestions. I'm actually only almost 2 years into my credit card journey. Currently have 6 credit cards and want to cancel 3 of those because I'm having a hard time managing those. Which ones should I keep, and which ones to let go? TIA sa sasagot 🙏
Unionbank Platinum Rewards - first ever CC and NAFFL, pero lowest CL, 20k+ lang.
Unionbank Shell power card - with AF. Applied because i thought can be NAFFL, confusing kasi ung nasa Shell Asia app na T&C, pero hindi daw ma-NAFFL sabi ni agent.
Eastwest Platinum Visa - my highest CL.
BDO Standard Mastercard - with AF, di rin masyado nagagamit.
RCBC Platinum JCB - with AF. Not sure where to use dahil di naman ako frequent traveler. Di ko rin alam bakit ko inactivate, di ko naman inapply. 😅
BPI rewards gold Mastercard - with AF, di ko mapaclose pa dahil may pending installment na 1 year pa.
Any suggestions and opinions are welcome 🙂
Any idea anung best way for point conversion for my RCBC JcB platinum? may mga promo ba si rcbc na like lower point conversion? or anythin
5 days na pero hindi ko pa rin maopen app ko. Tried uninstalling and installing and updating my ios to latest version pero neither worked. Anyone experiencing same and knows how to fix this? Medyo frustrating lang kasi di makapagonline banking.
I currently have BDO Gold Mastercard. I got a text from BDO that I can upgrade it to platinum. Is it worth it?
Heavy user of Shopee & Grab apps with occasional travel expenses from Agoda and Klook.
NOTE: I am just really looking for advice and sharing my thought process, please be nice in the comments. Thank you!
For context, I used to only have 2 credit cards:
My first credit card is Maya. Unfortunately I didn't get to apply for Maya Black, because Landers was the first one to be released. It's a good beginner card for sure, and I really like the feature where the CVV can be generated and can be used for a day (which is best for online purchases).
I then applied to other banks, but sadly they're not recognizing Maya as a credit card. That being said, I opted to apply for other banks so I can have a credit card with known banks. UnionBank was the only one that approved me, hence having the UnionBank Visa U.
Fast forward to today, I applied to UnionBank again for the rewards card (which I thought would be eligible for the NAFFL promo, but I did not read the fine print lol), BPI Amore Cashback, and BDO Gold Visa. I got approved by all with the following details:
I have to be honest, my reason for applying again is not incredibly sound. I want to cut my Maya CC because I feel like I'm wasting time with it, especially that I don't really stop by Landers a lot. I do get a lot of cashback, but if I'm not really visiting Landers a lot, what's the point of keeping it?
There's nothing particularly wrong with my UnionBank Visa U, but I feel like there's wasted potential if I am gonna keep using it and it's not really getting anything like rewards points or cashback. Hence me applying for a rewards card + BPI Amore Cashback.
As for BDO, well, my use case for this is their partner merchants are the places I go to + I frequent SM + it has been my bank for years. So it would be pretty easy to build a relationship with them given that.
So my question is, which ones should I keep? I plan on keeping only 2 cards for the meantime, one to replace my Maya as my daily driver and another for probably big purchases/groceries/utilities (although I haven't been really spending a lot on them since I'm still living with my parents, but I'm planning to move out soon). I'm open to keeping 3 but I'm worried about the annual fees.
Hoping to hear your advice, reminder again to please be nice. Thank you!
I applied for a CC last month in BPI. Instead of getting approved I received this text message. I want to go sana sa BPI para mag-apply, pero naiisip ko baka wala lang akong mapala esp for the hassle na pipila pa.
Hi! I just got a text from UB offering to apply for a rewards visa cc. Is this legit? I do have a savings account in UB, but I cancelled my rewards visa cc around 11 months ago because I didn't receive the card and I still received a billing. Will NAFFL be applicable if I apply through this link (if legit)?
Need your advice. Thank you!
I replaced my BPI cc because I thought I lost it. I enrolled the lost one with a spending promo a few months ago, will the new card be automatically enrolled to the promo?
Anyone here who has the same case as me? April 24 na pero hindi pa din mabuksan?
Meron akong cancelled na BPI cc na hindi naalis sa BPI online banking. Now, na convert na yung robinsons bank cc ko to BPI rewards card. And prob lang eh hindi nagrereflect sa BPI online banking yung new BPI rewards ko. Yung old parin nadon. Wala ding way to add it manually. Tumawag na ako sa BPI kaso hindi din alam gagawin pinasa nila yung call sa digital banking something nila tapos AI naman yung sumasagot at hindi din ako masagot talaga. What to dooo help
Lista texted me a promo code, I immediately got into the app and requested for a credit score report. Ininput ko details ko, nagbayad na ko, I clicked "submit", pero nababalik ako sa main page without a report and eto lang ang lumalabas. May nakakaalam po ba sa inyo kung paano ito? TIA!