Closing my other credit cards
Need suggestions. I'm actually only almost 2 years into my credit card journey. Currently have 6 credit cards and want to cancel 3 of those because I'm having a hard time managing those. Which ones should I keep, and which ones to let go? TIA sa sasagot 🙏
Unionbank Platinum Rewards - first ever CC and NAFFL, pero lowest CL, 20k+ lang.
Unionbank Shell power card - with AF. Applied because i thought can be NAFFL, confusing kasi ung nasa Shell Asia app na T&C, pero hindi daw ma-NAFFL sabi ni agent.
Eastwest Platinum Visa - my highest CL.
BDO Standard Mastercard - with AF, di rin masyado nagagamit.
RCBC Platinum JCB - with AF. Not sure where to use dahil di naman ako frequent traveler. Di ko rin alam bakit ko inactivate, di ko naman inapply. 😅
BPI rewards gold Mastercard - with AF, di ko mapaclose pa dahil may pending installment na 1 year pa.
Any suggestions and opinions are welcome 🙂