Apparently my insurance says I’m at fault…..
Did I mess up or they bullshitin? I was driving my sister home from school when this lady comes out of nowhere the speed limit was 30 mph I was going a little under because I know sometimes people will stick there nose out on this road and this was exactly what I was trying to avoid. But with that being said my whole front on my Acura Integra is fucked and my insurance said it’s my fault because I don’t have full coverage and because it’s there word vs my word. What do we think? 🤔