Using Spouse/Partner’s Self-Directed IRA (SDIRA/SIDRA) for EB-5 Investment — Anyone Successfully Done This?
Looking for insight from anyone who has successfully used a Self-Directed IRA (SDIRA/SIDRA) as part of an EB-5 investment structure.
I will be the primary EB-5 applicant, but my partner and I are exploring whether we can use funds from my partner’s IRA through a self-directed IRA structure to fund part of the project investment.
The challenge is that we’re getting vague answers:
Our attorney says it’s possible but hasn’t clearly explained the structure/process
The Regional Center keeps directing us back to the attorney
We’re trying to understand what is actually feasible in practice vs. theoretically possible
Specifically trying to understand:
Can the EB-5 investment be funded through a spouse/partner’s SDIRA if they are not the primary applicant?
What ownership/entity structure is typically used?
Are there common USCIS source-of-funds or “at risk” issues with SDIRA-funded EB-5 investments?
Did anyone run into prohibited transaction or custodian issues?
Any attorneys, custodians, or RCs that were particularly knowledgeable on this structure?
Would really appreciate hearing from anyone who has gone through this successfully (or unsuccessfully). Trying to avoid expensive trial-and-error with professionals who don’t fully understand the SDIRA angle.