r/CapitalOne_

My account got restricted because I failed to provide some verification questions regarding kyc

In accordance with U.S. law, we're required to obtain and periodically confirm certain data about our customers and the individuals associated with their accounts. This applies to all our customers, including those who have an account in good standing.

I failed to check the email in time and my account is restricted, gave them a call and gave the information.

Any idea on when and how this restriction gets removed because I am freaking out I have payments

I’m planning to clean up my credit profile and get rid of a few cards that have annual fees but don’t really give me much value in rewards anymore.

I read that canceling credit cards doesn’t hurt your average age of accounts (the closed cards will still show on your report with their full payment history for the next 10 years). With that in mind, here’s what my current lineup looks like.

Most of these cards are from when I first started building credit about 8 years ago, back when my score was much lower. My current score is sitting at 790. Each card has a zero balance.

Here’s the list:

Credit One (all three have annual fees)

• Platinum: $1,900 limit

• Platinum: $1,300 limit

• Platinum X5: $1,200 limit

Self

• Self Visa: $2,100 limit

• Self Plus: $1,500 limit

Capital One

• Venture X: $10,000 limit (only about a week old)

• Quicksilver: $1,500 limit (planning to upgrade this one to Savor)

• Quicksilver: $400 limit (just upgraded from Platinum)

Other cards

• Concora Store Card: $1,500 limit (3 months old)

• Best Buy Credit Card: $2,000 limit

• PayPal Mastercard: $1,100 limit

I’m mainly looking to close the three Credit One cards because of the annual fees and low value and the Concora card as well. Any thoughts on this plan? Planning on getting an Amex Platinum or Gold in the next 6 months as well. Should I be worried about anything else (utilization, average age, etc.) before pulling the trigger, planning on waiting 6 months between each cancellation?

Hi guys, I got approved for a credit card on April 7th but today is the 20th and I still haven't received my card 🥲 it says on the website the estimated arrival date is April 16th and they also sent me a message saying it was delivered on April 16th, should I be concerned?

Thanks!!

Has anyone here done the “20 purchases of $10 each → get $250 bonus” promotion and used Amazon balance reloads to qualify?

I’ve already done about 10 transactions by reloading my Amazon balance in $10 increments, but now I’m worried those might not count as eligible purchases.

Do Amazon reloads count as normal purchases for this kind of promo, or are they excluded (like gift cards / cash equivalents)?

Would really appreciate if someone who actually got the bonus can confirm 🙏

I had an offer for $100 off $300 Expedia. I noticed it late at night, so I figured I would book in the morning. Lo and behold offer was no longer there. I have been trying to search Expedia and leave it open for some time to hopefully “regenerate it” but it’s been about a week and I haven’t seen it pop up. Do these offers come back at some point or should I just count my loss? The flight I’m trying to book is not til August so I have some time relatively.

Hi,

First post here. I recently used capital one shopping under the assumption it would pay me $50 for a gift card if I spent $50 at a specific shop. I made a purchase over $50 and cannot return it and now capital one shopping is saying my rewards are ineligible. Feels kind of scammy to me seeing as I would never made that purchase knowing they would deny it. Is there anything I can do to get my rewards? Or file a complaint?

Ok so let’s say my statement posts for $500 on a credit card. If I wanted to, could i pay 300 the day it posts, and then the other 200 a few days later (but still before the due date)? I did search for this topic on here already but couldnt find anything. I assume it’d be fine but have never done this ~just in case~ lol.

Thanks👍

04/20/26

Ebay gift cards are currently not available. Let's use this post to let everyone know when they are available again. Hopefully sooner rather than later. We can also use it to notify the community in regards to top tier rebate offers on eBay. 😊

I just received an email that it was my ten year anniversary of having the Quick Silver card. I’ve paid this card on time the whole ten years. I even paid it off several times but never got an increase. WTH!!! I have other cards and received increases.

Anyone else experience this? I receive emails with special deals (6% off, 11% off, etc.), but when I click the link and go to checkout, the extension remains blank.

I tried clearing my cache, deleting browser data, etc. When I try to open it in another browser, the extension shows up but doesn't have the offer.

Anyone know what could help?

https://preview.redd.it/rw4ua36z55wg1.png?width=770&format=png&auto=webp&s=4a19a39ed0a3f8d620344963aad25434c7023a52