CLI on Savor
Very happy about my CLI! In October of 2025, I applied for the Savor as my very first credit card. I was approved with a $1000 limit.
After reading through this thread, I saw several people say that they were able to get credit limit increases by nearly maxing out their cards and paying it off in full right after the statement posts. I have been following this method, and it seems to have paid off. (No pun intended!)
I was nervous bc it wasn’t until a few weeks ago that I came across the concept of “credit cycling.” I panicked, because that’s basically how I was using the card. I’d max it out about twice a month, and make partial payments throughout the month. When my statement posted, I would pay whatever that amount was in full.
After reading those posts I immediately stopped the partial payments throughout the month. I’ve even seen posts where Capital One terminated the cards/accounts of customers from this practice. Really bummed for those that got burned for this. Idk why it works for some and not for others. If I have this wrong though, please correct me!
Anywho, cheers to the new limit and handling the card more carefully 😭 I think I’d like to apply for the Venture X next, but we’ll see!