r/CalgaryHousing

I’ve been researching which credit cards actually make the most sense for paying rent and condo fees (especially now that platforms like Chexy, Neobanc, and Casa make it possible to pay by credit card).

From what I can tell, premium travel cards seem to come out ahead despite the processing fees, mainly because of the value of points + welcome bonuses.

Some that seem strongest:

- Amex Cobalt
- Amex Platinum
- TD / CIBC Aeroplan Visa Infinite Privilege
- Marriott Bonvoy Amex

If you redeem points well, it seems possible to get ~1.5–3%+ effective return, especially toward travel.

For cashback, it feels more straightforward:

- Rogers Red World Elite
- Wealthsimple Visa Infinite
- Scotia Momentum Visa Infinite

The math obviously depends on:
- monthly rent amount
- payment platform fee
- whether the payment codes as recurring
- how you value points
- whether you’re chasing welcome bonuses

Curious what everyone here is using for:
- rent
- condo fees
- property taxes
- utilities

Are you optimizing for cashback, Aeroplan, lounge access, status, or just simplicity?

Source:
Comparison Guide - Best Credit Cards for rent in Canada

u/Icy_Wrangler2446 — 3 days ago

▲ 0 r/CalgaryHousing

Seeking to Own

I am doing my research with my wife, and we have a sit-down scheduled with a mortgage specialist about this, but I thought I’d ask on here too just on the off-chance someone else has gone through something similar or knows a little more about the process.

I am here in Canada on a closed work permit (in the process of extending it and I intend on staying in the country as my wife (Canadian) and new baby (also Canadian) are here and I have planted roots. Part of what we want to do is start the process of leaving the rental market and owing a home. Does anyone know what a newcomer must do to be eligible to get a reasonable mortgage? As for down payment, does it look better if we (newcomers) put down more than the bare minimum 5%? Has anyone had any experience with a rent-to-own situation, instagram ads keep suggesting that I look into that too. Has anyone run into any issues during the home buying process? What should I look for and watch out for?

For context, I’ve been here for almost four years, maintained the same, great job with good standing, decent credit, no major debts, my wife isn’t working right now as we just had a baby and her credit isn’t the best (would have a guarantor be of benefit?), but she has plans to return to work and strengthen her credit

Overall, I just want to be aware of anything grey areas or red flags during the process that could potentially throw a wrench in us being able to own a home.

Thanks so much for any insight!
🙏🏻

reddit.com

u/Jellie_Dough — 2 days ago

▲ 2 r/CalgaryHousing+1 crossposts

Do you think the new arena will raise condo prices in the immediate vicinity of the new Calgary arena? I own a condo in Keynote and I’m trying to decide if I should sell or wait until the arena is completed. Thoughts?

reddit.com

u/BeginningSeesaw6838 — 10 days ago

▲ 6 r/CalgaryHousing+1 crossposts

Fully furnished 2-bedroom apartment in Varsity, Calgary available May onward. Perfect for students, interns, professionals, roommates, or couples.

📍 Great location: 10-minute walk to University of Calgary, C-Train, grocery stores, and other essentials.

✨ Features

First month rent FREE

Lease can be renewed from September onward

2 furnished bedrooms with storage

Full kitchen (fridge + microwave)

In-unit laundry + dryer

TV included

Private patio / BBQ space

Outdoor parking included

Bonus: Two desktop setups available if needed

💰 Rent

$2150/month total

Includes all utilities: heat, electricity, water, gas, WiFi

(Security deposit negotiable)

📅 Availability

Move in anytime from May onward

📩 Message me for photos, details, or to schedule a viewing (virtual or in-person).

u/mytowchonddreah — 3 days ago