u/yflavus

Hello all,

I was wondering if anyone has tried either Krakow or Indian Territory in the recent patch. I haven't got the latest dlc just to let you guys know.

I restarted several times with Krakow and in my latest run, I barely got investment rights from the Austrians. Despite all the rebellions in Austria, the country survived and won all the civil wars, including annexing Hungary. I have been building in Austria to decrease my economic dependence to overlord, improved my relations with both Russia and Prussia and got pro country lobby. Prussia supports my independence but Russia is like oi mate we gonna support Austria and f you up

I know some of you will say Connor has done, I'm neither as good as him ( like him ) nor was lucky like he was in his video.

The other start I tried was Indian Territory but I realised in this patch there is no way you're breaking free from the US. Has anyone come up with a strategy for them ?

Hello everyone,

I’m pretty new to keto just over 3 weeks in so far and like many beginners, I’ve got a lot of questions to ask.

The main reason I started keto was to lose weight, but also because I’ve been struggling with brain fog, low energy, and constantly feeling tired and fatigued.

The first couple of weeks were rough and keto flu hit me pretty hard, but I pushed through it. Over the last two days, though, we had a small family celebration and I ended up going over the usual 20g carb limit. Today I’m back on track and sitting at 19g.

At the moment I’m mainly eating whole foods, but I’d love to learn more from people who’ve successfully stayed consistent with keto long term. What do you usually cook? What are your go-to foods or shopping essentials?

I've so far lost around 12lbs, definitely sure most is water weight and am working out 4x a week. In addition to all of these, I'm also trying to stay in a big calorie deficit everyday.

My main question that I struggle to understand is, is it better to be in calorie deficit or carb deficit?

Any beginner tips or advice would be really appreciated.

I’m still pretty new to investing, so apologies in advance if I’m misunderstanding anything or sounding financially illiterate.

I recently moved from the UK to Canada and finally landed a solid job where I can consistently save around $850–$1,000 a month after expenses. For the first time, I actually feel like FIRE is achievable.

So far, I’ve maxed out my TFSA and gone all-in on XEQT. My plan is to continue maxing out my TFSA every year, but lately I’ve also become interested in building passive income through dividend investing, like many people here seem to be doing. I've got no debts so all is well on that side. I've always been good with money cause I had to live on crap wage in the UK without getting in debt.

Would it make more sense to keep focusing entirely on XEQT for long-term growth, or start diversifying into dividend-focused investments as well?

Any advice or recommendations would be hugely appreciated. I'm 30 and starting my journey now, sadly wasn't lucky in the past to land a 6 figure job.

Hello all,

Like many others, I’ve been investing in Vanguard All-Equity ETF Portfolio (XEQT) throughout this year after spending years building up my savings. I’ve now maxed out my TFSA holding only XEQT. It's not the biggest amount but it's big for me and it's already 3% up.

At this point, I’m continuing to save regularly, but I’m starting to think more about generating CONSISTENT INCOME rather than just growth. I’ve come across discussions around income-focused options like Nexus Industrial REIT (NXR.UN), and BTB Real Estate Investment Trust (BTB.UN), which got me considering a shift in strategy. Also recently I have seen a penny stock SCD.

I don’t want to keep maxing out my TFSA every year with only XEQT, I’d like to diversify a bit and start building a steady income stream, especially given how uncertain the job market feels lately and like most people I'd rather just rely on myself rather than employers.

I’d really appreciate any advice or recommendations on how to approach this and add more balance to my portfolio.