u/underthe0cean

Hi all, in the past I also need to provide 2 months' notice to my landlord, but when I looked for the new rent and mentioned that I need to provide 2 months' notice to my current landlord and move in after 2 months, then they would always cancel the viewing, as they expect to find someone to move in asap. There was no reason for me to give notice first before I secure a new flat? so it made me hard to move.

Now after RRA, do the landlords still expect to find someone to move in immediately or asap? Or they expect people to move in after 2 months?

As a tenant, how many months of notice did you provide in the past? I assume you must give 2 months or more of notice now, but would you give notice first before secure a new rent?

Thank you.

I am planning to move, and viewing properties recently. I found that after RRA, some of the landlords/ agencies required tenant to provide a Guarantor now, regardless you meet income and affordability or not.

They said previously you can offer upfront rent, but now after RRA, they can't and so require a guarantor.

Has anyone noticed this change recently? Or from your experience, most still don't require a Guarantor?

Is there any property still does not require a Guarantor ?

Honestly, I don't want to bother anyone to be a guarantor or cause them stress.

What do you think? Will you rent a flat that requires a Guarantor? Or you will choose one that does not?

Thank you.

[In England]

I am planning to move, and viewing properties recently. I found that after RRA, some of the landlords/ agencies required tenant to provide a Guarantor now, regardless you meet income and affordability or not.

They said previously you could offer upfront rent, but now after RRA they can't and so require a guarantor.

Has anyone noticed this change recently? Or from your experience, most still don't require a Guarantor?

Is there any property still does not require a Guarantor ?

Honestly, I don't want to bother anyone to be a guarantor or cause them stress.

What do you think? Will you rent a flat that requires a Guarantor? Or you will choose one that does not?

Thank you.

Hi, my apartment requires a Guarantor if I rent it, but I don't want to bother anyone. So landlord suggested I can use "Housing Hand" as Guarantor. Plus I'm planning to rent for a year only, and I will move back to my home country.

Has anyone used it before? Can anyone share your experience?

Is it trustworthy? I'm afraid they will increase fee later and require to pay.

Thank you. 🙏

Hi, my apartment requires a Guarantor if I rent it, but I don't want to bother anyone. So landlord suggested I can use "Housing Hand" as Guarantor. Plus I'm planning to rent for a year only, and I will move back to my home country.

Has anyone used it before? Can anyone share your experience?

Is it trustworthy? I'm afraid they will increase fee later and require to pay.

Thank you. 🙏

[ In England ]

Hi, I am thinking to move to an apartment with lower rent, but there is scaffolding up at the front of the whole apartment building, the building has 4 floors only but very wide. There is no scaffolding at the back of the building, and there are flats at the back side, so I suppose the flats at the back won't be affected?

I asked the agency what kind of work or maintenance, they said it's to complete the gutters cleaning which takes place every 5 years.

Last month they said scaffolding would be taken off within 2 weeks, but after more than a month and I went to check, scaffolding is still there now. I suppose it will be up for more than half year.

I would like to have the advice:

1. How do I know if the reason (gutters cleaning) that the agency told me is the real reason? Can agency lie about it? I'm concerned if it's structural or wall or other issues.

2. Can anyone advised me what would be the possible risks or danger of living in the flats with the scaffolding around the front of the whole building? I would like to have an idea of all possible risks or danger.

3. I haven't paid anything yet. Should I only take the flats at the back side? Or rent somewhere else? But it will be more expensive.

Any advice will be appreciated. Thank you. 🙏

[ In England ]

Hi, I am thinking to move to an apartment with lower rent, but there is scaffolding up at the front of the whole apartment building, the building has 4 floors only but very wide. There is no scaffolding at the back of the building, and there are flats at the back side, so I suppose the flats at the back won't be affected?

I asked the agency what kind of work or maintenance, they said it's to complete the gutters cleaning which takes place every 5 years.

Last month they said scaffolding would be taken off within 2 weeks, but after more than a month and I went to check, scaffolding is still there now. I suppose it will be up for more than half year.

I would like to have the advice:

1. How do I know if the reason (gutters cleaning) that the agency told me is the real reason? Can agency lie about it? I'm concerned if it's structural or wall or other issues.

2. Can anyone advised me what would be the possible risks or danger of living in the flats with the scaffolding around the front of the whole building? I would like to have an idea of all possible risks or danger.

3. I haven't paid anything yet. Should I only take the flats at the back side? Or rent somewhere else? But it will be more expensive.

Any advice will be appreciated. Thank you. 🙏

Hi all, I'm based in UK so the currency I use is GBP.

I have converted some GBP to USD in "Invest" section.

I mainly buy US Stocks, but I'm using Stock ISA to buy/sell US stocks. I found that in every transaction it charged me FX Fee. I traded frequently so FX fee becomes a lot.

I found that there is no USD to convert/store in "Stocks ISA".

If I use USD in "Invest" section to buy US stocks, will it charge me the FX fee?

How is the best approach to solve it?

Thank you.