u/throwingitanyway

▲ 0 r/USbank

US Bank has been incorrectly applying my mortgage payment as a principal-only payment

This is the second month in a row that this has happened. You have to manually fill out the payment amount for a principal-only payment so I know there is no way that I'm submitting it incorrectly.

Has this happened to anyone else recently? I reached out to their customer service the first time to get it fixed but now I'm looking to take more severe actions.

Gemini lists a few options at this point:

  1. Contact CFPB

  2. Contact OCC

  3. Submit a Notice of Error

But since LLMs are not foolproof, does anyone have a suggestion beyond that?

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u/throwingitanyway — 3 days ago