u/theycallmesike

I saw this YT vid (https://youtu.be/iyMoFbVffHA?t=433) , about paying off your mortgage in 4 years, and basically he says to pay your principal on a mortgage with a revolving low interest credit line, like a HELOC, and then paying that monthly HELOC, as least that's what I think it sounded like, correct me if I'm wrong. I guess I'm not sure why it's not just easier or bett to jsut pay more towards your principal each month, since you'll have a monthly payment for your HELOC (which may even be higher interest) I actually have a HELOC on my other property with about $80k available, so wondering how I can utilize that for my $850k mortgage balance, if it even makes sense?

I was curious so I went to check out the "software that calculates" he totes, but it looks like you have to subscribe for $1k upfront and $50/ mo... https://theshredmethod.com/the-shred-method-system-plan so now I see he's trying to sell a course.

Just wondering if this even makes sense? If there is another name for it? or any info I can get for free / cheaper than $1k. Or just pay more towards principal each month. (i'm already paying bi weekly and paying an extra payment a year)

I was pricing out a system on AFW, and Affordable water and getting around $1400 or so, but then saw this deal on Amazon for $1100. Just wondering what I'm missing. I know it's 48k isntead of 40k, but seems like it has the Flack 5600 and the carbon filter, so seems like what the other sites have.... no?

I realized two parts of my lawn were just totally soaked, so I dug out around them and realized that the heads the entire head are leaking water and still spewing out water even after the timer has been turned off and the heads go down they are still spewing out water, so I’m wondering what I need to do to fix that if it’s a defective head something else.