u/suemacd22

My 85-year-old mother plans to sell her house and move into a bungalow. She has a lifetime Scottish Widows interest-only mortgage, split into two parts – one being variable and the other fixed rate, with £177,000 outstanding in total. She will be porting this mortgage. Since I've only had repayment mortgages, I find hers confusing. We have a phone call scheduled next week, but I'd appreciate any explanations, so I have a better understanding prior to this. Her current home should sell for about £310,000, and the new property may cost a bit more. Also, if she decideds not to sell, would she be able to release any equity? Thanks in advance.

My dad called asking why I sent him a photo via Facebook of people he doesn’t know. I have never shared anything with him, and the photo doesn’t show as shared in my activity log or on the person's profile. It definitely isn’t something I would send to him! It was a friend's photo I liked a couple of weeks back but haven't shared it with anyone. Any idea how this happened?