u/stanleymaxi

Have about 16k in 0% CC debt

Citi - $5,260- January 15 2027

Wells - $2000 - March 24 2027

Well - $4,480 - May 14 2027

BoFA - $4,000- October 27 2026

I also have a 5k HOA assesment over the next 5 months, May-September. Technically it is a 0% debt as there are no fees. Curious the best way to go about it and what is the larger priority between assesment and October bill. If possible how long do I stretch out the assesment since right after October card, Jan 0% comes soon. Have about $1-$2k each month to kinda throw.. EF is a bit low end at 7.5k. TIA

Private room in Norwood, Bronx for $1,000/month. Less than 5 min walk to Children's Hospital at Montefiore, 15 minutes away from Fordham RH campus - ideal for residents or students. Month-to-month and flexible for short stays. DM if interested.