u/sdemo86

I've been freelancing for about 3 years, mix of Upwork and direct clients mostly in the US and EU. Currently using Payoneer to receive USD and EUR. Between the receiving fee, the FX spread, and the withdrawal fee I'm losing around 3-4% on every payout. On a $5k month that's $150-200 just gone.

For those receiving payments in multiple currencies from international clients, what are you using? Mainly looking for lower fees and a better conversion rate.