u/pinedesign

I'm doing an auto and home bundle quote on the AllState website. It is giving me a good rate, but it doesn't have a place to add accidents, only asks if I had moving violations in the past five years. I don't have a moving violation, but I did have a backing accident three years ago that paid out $490.

It also doesn't ask about home claims. I had a wind claim about two and a half years ago that paid out almost $5,000.

Is it normal that it did not ask? I don't want to switch and get hit by a surprise rate increase. Is it already factoring in reports?