u/mincky

Do you require tenants to have liability insurance? I don't mean just for their belongings, but in case of something extreme, like they drive into the fence or burn down the house or their dog bites someone. I know I have to get a landlord policy separate from my homeowner's insurance, but I don't want to be held responsible for their lousy driving or bitey dog.

It's been suggested to require the tenant to maintain a renter's insurance policy with at least $200,000 of liability and the landlord listed as "person of interest." (That means if they cancel or change the policy, the landlord is notified.) Does anyone do that? Have tenants been receptive or resistant?