u/magicscorpian

Rain and similar crypto card programs have raised a lot and are clearly onto something. But I'm curious about the actual spend experience in emerging markets.

In places like Nigeria, the Philippines, parts of LATAM — stablecoin adoption is massive, but are Visa/Mastercard actually the primary way people pay at stores there? Or are most transactions still cash and QR-based?

If card acceptance is limited in the markets where stablecoins are most used, how well do these card products actually work long term?

Seeing more talk about USDC payments. Anyone tried adding it as a payment option? Curious what the experience has been.

Stablecoins work great for B2B and cross-border, but in-person retail adoption is still nearly zero. For those building in payments — is it a consumer demand problem, a merchant tooling problem, or something else entirely?

Stablecoins like USDC and USDT are growing, and I keep seeing it being mentioned on CNBC. I wanted to see if any business owners are considering it?

Stablecoins like USDC and USDT are growing and I keep seeing it being mentioned on CNBC. I wanted to see if any business owners are considering it or if it's just hype?