My mom put an internet/phone bill in my name when I was 16.
As the title says, my mom put the internet/phone bill in my name when I was 16. I am 24 now and have had no problems with my credit until a few days ago when I noticed a collections notice on my credit for $370 which brought down my credit from 728 to around 620. I have been stressing out about it and reached out to her. She swears up and down that she paid all the bills and they just recently switched internet providers, so they do not even have internet with this company anymore. I want to believe her about that part, but now I am the one stuck with this collection notice on my credit. What can I do without getting my mom in trouble? I really do not want this on my credit, especially because my credit was somewhat decent... It has been stressing me out so bad. I don't know what to do. I really don't want her to get in trouble, but I also do not want to be the one to carry this bad credit because of something that was her problem.