u/kse709

I’m retired, and I’ve already put together a practical document for my spouse in case something ever happens to me. It’s not a legal will, just a clear guide with the important information they would need.

Mine includes things like pension details, financial and life‑insurance contacts, information on bills, credit cards, and even instructions on how to access my accounts.

I’m curious how many others here have created something similar or another system to help your surviving spouse navigate everything more easily?

Noticed a scratch on the outside of my driver’s side window on my 2025 CR-V, pretty sure I did it while clearing snow this winter. You can see the scratch clearly, but you can’t feel it with a fingernail.

Is there anything I can do to remove or reduce it, or am I stuck with it?

I’m curious if anyone here has used the Wealthsimple prepaid Mastercard while travelling internationally. I’ve been looking into it and it seems like it could be a solid option, especially for people who want a simple, low‑fee card that’s easy to manage from their phone.

A few advantages that stand out to me:

• No foreign transaction fees, which is rare for a Canadian card
• Real Mastercard exchange rate, not the inflated bank rate
• Instant top‑ups from your Wealthsimple Cash account
• Strong app controls (freeze card, set limits, track spending)
• Works like a debit/credit hybrid, so it’s widely accepted
• No annual fee

If you’ve used it abroad, how did it perform? Any issues with acceptance, ATM withdrawals, or holds at hotels or car rentals? And if you haven’t tried it yet, would you consider it for international travel?