There may be hope
I'm currently $5,000 in credit card debt. My previous therapist said, "everyone goes through credit card debt" and "that's nothing!" I completely understand that, but it doesn't make me feel any better. For the past few years, it would go from $5,000 down to $3,000 or $3,000 up to $5,000. It always goes back and forth because of my impulsiveness. I haven't gone to therapy in a while. Honestly, I'm embarrassed to meet a new therapist and talk about my debt. But I should really get professional help.
On the positive note, I'm also currently paying off a car loan. Based on my calculations, I will pay it off by the end of the year. I'm very proud of myself. When I saw it, I almost cried because I thought I still had years to pay it off. It's got me thinking that I can pay off my $5,000 credit card debt in the next two years. Maybe less. I just need to work harder and make better choices.