BMW iX xDrive60 CPO lease quote — $1,059/mo in PNW. People getting $700s elsewhere. What am I missing?
Hey leasehacker community — looking for help validating a lease quote I received today on a 2026 iX xDrive60 CPO service loaner from a dealer in Oregon.
**The car:**
- 2026 BMW iX xDrive60 (CPO, service loaner)
- 1,489 miles
- Aventurin Red / Oyster interior
- DA Professional Package, Climate Comfort Package, Premium Package
- 21" Aero Bicolor wheels, all-season tires
- No Dynamic Handling Package (air suspension)
**The quote (attaching redacted worksheet):**
- Selling price: $86,098
- Rebate applied: $7,500
- Adjusted price: $78,598
- $0 down / 36 months / 12,000 miles/year: **$1,059/month**
- Acquisition fee: $925
- Located in Oregon (no state sales tax)
**What I keep seeing online:**
People on this sub and leasehackr posting signed deals in the $700-800/month range on the xDrive45 and even some 60s. I get that those may be California deals with state EV credits, or different specs, but the gap feels large.
**What I don't know from this quote:**
- The money factor (not disclosed — is it at buy rate or marked up?)
- The residual percentage being used
- Whether MSDs are available on a CPO unit
**My questions for the community:**
- What's the current buy rate MF and residual for a CPO iX60 on a 36/10k or 36/12k lease?
- Is $86,098 a reasonable selling price for this car or is there more room to negotiate?
- Are MSDs available on CPO/service loaner units?
- Am I being gouged on the money factor, or is $1,059 genuinely where the market is in the Pacific Northwest?
- What would a fair all-in monthly look like on this specific car?
I'm based in Oregon, currently leasing a 2023 Tesla Model Y (conquest credit should apply), Tier 1 credit. Open to 10,000 miles/year if that helps the residual.
Appreciate any insight — trying to figure out if this is negotiable to the $800-850 range or if I should just go back to Tesla.