u/funnel_out

I am nearly 30 year old man and I work in tech and I absolutely hate public speaking. My voice becomes shaky, my hands start sweating, and I find myself losing my voice mid sentence. When I get asked to “go around the room and introduce yourself” my heart rate goes up to 130 bpm and starts pounding. I’m not even paying attention to what everyone else is saying. I’m just repeating “don’t care about this, it’s low stakes, no one cares” trying to relax myself but it just makes me more nervous!

Everyone can tell I’m nervous too. My legs start shaking. I’m definitely always the worst person in the room when it comes to presenting like this and people always point out how nervous I am.

Does anyone else have this problem? This is so embarrassing to have this issue at my age. Every other adult can present themselves in meetings and presentations except me everyone else grew out of this fear except me.

Wondering if anyone else has experienced being locked out of Capital One credit cards for having too many cards. I was denied for the Savor One twice due to having too many credit cards. I already have the Venture X and a 790 credit score, and have been wanting to get the VX + Savor combo for years now. But it seems like I'm locked out of Capital One cards forever because I didn't get one early enough.

I went to a dermatologist who did a swab. I was charged $200 for the appointment, but then got an EOB for $1200 for the swab they sent to a lab. Under Claim Notes it says "Provider: Charges cannot be considered until requested medical records are received.". Can someone help me understand if I need to pay this?

https://preview.redd.it/1g28n5dogvvg1.png?width=1002&format=png&auto=webp&s=acb7adadb858ff5c2b620e9c5d65a2d14b06b6ff