I got this rug recently for my dining room area and I can’t tell if I like it better or not. I felt like the space needed something to tie it together and not look so barren but I can’t decide. Maybe should have gone with a solid? What are your thoughts
I started studying for the exam in February. I used Kaplan. I read the whole book but there was a lot of material I didn’t really grasp by doing that (especially around the different players IA/IAR/BD/agents). I scored a 60% on the midterm and a 70% on the practice exam. I did like 5 simulated exams after going through and trying to learn more about the concepts and it helped a lot. Ended up scoring 75-80% on all the simulated exams I did afterwards.
Did about 1400 qbank questions and my average was 80%. Here are my tips:
You don’t have to master EVERY concept—just the big ones. For me—I pretty much said “f it” to all the insurance, annuity and retirement shit. I focused on understanding the different key players, general econ concepts, different returns, risk v reward, diversification and security characteristics and it ended up helping me a lot on the exam.
The exam I took today had like 15+ ethics based questions. STUDY THE ETHICAL STANDARDS!
mighty nighty video the night before the exam —literally a game changer. 4-5 random things he mentioned that I had no idea about ended up popping up on the exam.
Study more on IAR and IA and less on BDs and agents. Kaplan makes it seem like both sides are tested just as much but that’s really not the case. The exam today probably had 3x more IA and IAR questions than it did BD agents. And the BD Agent questions were a lot easier than the IA IAR ones.
I’ve seen people say on here they only used their calculator once or twice, but I had about 6 or 7 questions that required me to calculate some sort of return or difference, so be comfortable doing that. At the end of the day the math isn’t hard it’s just knowing what goes where.
Anyways —hope this is helpful. If it makes anyone feel better when they’re taking their exam I 100% thought I was going to fail before I submitted. You got this!