u/dhu_gsrikbuty

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Hey everyone,

I’ve been with the BCPS for about two years now. I am 33 and at 27 now. Every time those milestone emails go out—celebrating colleagues who have put in 25, 30, or 35 years—I have two conflicting thoughts.

First, I have a ton of respect for that level of dedication. Second, I realize I just can’t see myself doing the same.

I’m currently giving a lot of thoughts to the FIRE movement (Financial Independence, Retire Early) because I’m looking for a different path, but I’m finding that saving and investing at our salary and on top of our mandatory pension deductions is a massive uphill battle.

I’m curious to hear from others in their 30s or early 40s:

The "Long Haul" vs. The Exit: Do you actually see yourself staying for the full 25–35 years, or are you actively building a bridge to leave earlier?

The Math: After your pension deductions and life expenses, what percentage of your salary are you actually able to invest? Is it even possible to hit a high savings rate right now?

The Strategy: What are you actually doing with your "extra" savings? Are you prioritizing TFSA, or looking for specific tax-efficient ways to grow a portfolio outside of the pension?

Someone joined BCPS in May 2024 as 21 Step 1.

In May 2025, they moved to Step 2.

In July 2025, they started a new role as 24 Step 2.

When will they move to Step 3 in 2026?

Thanks in advance!

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I’ve been thinking a lot about the current education trend in Bangladesh, and I honestly don’t get it.

I’m an NRB living in North America. I grew up in the Bengali medium public school system. From Class 5 all the way through my higher studies abroad, my parents never paid a single penny for my education. Between merit scholarships and fellowships, I was able to fund my own path. My partner has the exact same story. We made it to where we are today without our parents breaking the bank.

But now, looking at my siblings, cousins, and friends back home, I see a massive shift. Even lower-middle-class families are struggling to send their kids to incredibly expensive English Medium schools. These aren’t "wealthy" people. they are working themselves to the bone and hustling for extra income just to afford these fees.

I look at my own family members who went to the same public schools I did, and now they’re obsessed with these glorified private English medium schools for their kids.

My question is: What is the ROI here?

If the goal is to go abroad or have a successful career, we’ve already proven you can do that through the public system for free or way less money. What exactly are these children expected to achieve to make this massive financial sacrifice from their parents "worthy"? Are we paying for quality education, or are we just paying for a status symbol that the middle class can’t actually afford?

I’d love to hear from parents or students currently in this system. Is it actually worth the struggle? Why the hell are you running for this unnecessary status symbol?

P.S. I can't ask this to my family members or relatives as they have a very fragile ego.

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I’ve been thinking a lot about the current education trend in Bangladesh, and I honestly don’t get it.

I’m an NRB living abroad. I grew up in the Bengali medium public school system. From Class 5 all the way through my higher studies abroad, my parents never paid a single penny for my education. Between merit scholarships and fellowships, I was able to fund my own path. My partner has the exact same story. We made it to where we are today without our parents breaking the bank.

But now, looking at my siblings, cousins, and friends back home, I see a massive shift. Even lower-middle-class families are struggling to send their kids to incredibly expensive English Medium schools. These aren’t "wealthy" people. they are working themselves to the bone and hustling for extra income just to afford these fees.

I look at my own family members who went to the same public schools I did, and now they’re obsessed with these glorified private English medium schools for their kids.

My question is: What is the ROI here?

If the goal is to go abroad or have a successful career, we’ve already proven you can do that through the public system for free or way less money. What exactly are these children expected to achieve to make this massive financial sacrifice from their parents "worthy"? Are we paying for quality education, or are we just paying for a status symbol that the middle class can’t actually afford?

I’d love to hear from parents or students currently in this system. Is it actually worth the struggle? Why the hell are you running for this unnecessary status symbol?

P.S. I can't ask this to my family members or relatives as they have a very fragile ego.