u/chubbyzeus

From a low of 610 a year ago. Have had pretty bad credit all my life.
▲ 546 r/CRedit

From a low of 610 a year ago. Have had pretty bad credit all my life.

Brought my credit utilaztion down to 0 over the course of the last year, this score reflects 25% still. I've paid every single bill and minimum payment on time since I was sued for non-payment by capital one 7 years ago. Cleared $29,000 worth of debt that I've been holding onto at various levels since I was 18. Am 45 now, and I finally feel free. Saw my vantage score (which I know is diddly) is 814 and my hands were literally shaking from happiness. Feels amazing, really does.

u/chubbyzeus — 1 day ago

Yep. Building a photo-op for the Double Feature Fan Event for this upcoming weekend at the Mahoning Drive-in. May not be as cool as the Ecto-1 we’ll also have on the lot, but still pretty dang cool. Once it’s transported and rebuilt it’ll be seamless, but until then it just looks like he’s got some piercings and surgeries lol.

u/chubbyzeus — 16 days ago