student drown in debt
I am a college student here sa city without parents support. Lately, I’m stressed cause I was terminated sa work. (working student) I have to pay my tuition na and kumapit ako sa online lending app. without further researching about it. I was able to loan 16k good enough to pay for my tuition last semester. but that app is a scam pala 23 pa supposedly due ko but ngayon palang they are texting me na to pay, wala rin silang response sa every email at call ko. my loan is supposedly 3 term pero they want it in full 23k. Napasubo ako dito. they are harassing me scaring me na e post nila ako and e chat nila sa fb. nag research ako and ang daming bad experiences about sa app na to. and literally nag post talaga sila. namamahiya. i don’t know what to do guys. I am so depressed. Di ko alam sino lalapitan ko meron naman akong pera dito pero di parin talaga enough to pay them. I’m scared to the point i am thinking of ending my life. nakakahiya na ang pag message nila sa mga contacts ko. Di na talaga ako makapag function ng mabuti. my parents are old enough naman na to know pa sa mga ganyang stressful na bagay pa. Help me guys anong pwede kung gawin?