u/belleayreski2

I recently had a claim in Pennsylvania, and the offer the insurance company gave was a fraction of what the estimates were to fix the damage. We then hired a public adjuster, who after looking over the damage estimated that he could get us a number that was even higher than the contractor's estimates. After all was said and done, the adjustor was only able to get a little more money, nowhere near the amount that the contractors estimate. When pressed about why this happened, and why he felt confident initially he could get so much more, he said although that's the amount the company should pay, the company declined to do so. To summarize the conversation, he basically said "This is the amount the policy should cover (the higher amount), but the company said 'No'". When pressed for answers about this, he got very defensive and rude, and the relationship immediately soured, to the point where he will not return our calls.

My understanding of what a PA did was to go through the policy, asses the damages to your house, and hold insurance company's feet to the fire in some context to force them to pay more. If insurance companies can just say "no", then what motivation do the companies have to ever raise their offer after talking with a PA?

Also, if a PA highballs an estimate to have something to give up during negotiating with insurance, should they not be transparent about this with their clients? I've never used a PA before, so if this is just how it works then I guess I know now, but the way the PA initially explained it was that the higher amount was what he estimated we would actually get.

I watched this movie a lot as a kid and often rewatch it as an adult with my wife, and one thing I don’t understand is why the movie treats Pooh like a hero for “rescuing” Piglet during the floor when he did absolutely nothing?

There was a part of me that glazed over this scene that kind of assumed that he some how accidentally did a brave thing, but when actually looking at what happened, Pooh climbs up the tree with his pots for the only reason that he wants to “rescue his supper”. Then he accidentally falls head first into a honey pot, then floats down the river trapped in the pot until he’s helped by Christopher Robin. He doesn’t intentionally help Piglet, he doesn’t UNintentionally help Piglet, he doesn’t interact with Piglet at all, and arguably doesn’t even realize Piglet is there. And then the story treats him like a hero?

I get that his character is very happy-go-lucky, but I feel like a way to incorporate that into the story would have been, for example, to keep the part where he falls into the river accidentally but still saves Piglet by grabbing him before he falls off the waterfall. It just seems like such an odd part of the movie to me?

Also FYI I understand how odd it is for a man in his 30’s to rant about plot points of a Winnie the Pooh movie that came out 50 years ago, but I just had to get this off my chest 😂