u/arrowspaceman

Question about old loans and future new loans while working and going to grad school. Keep deferrment or make extra PSLF payments? Wait for RAP?

So I will be entering graduate school and will take out new loans this Fall. Im currently working for an org that is approved for PSLF and will stay throughout my career. Since I will be taking out new loans, that means my old loans will be put into RAP instead of IBR correct? If so, would there even be a point of me making PSLF payments while I'm in school and working? I'm considering keeping the old loans in school deferrment while doing graduate school. Then when I finish, just put it all into RAP since the RAP payment doesn't change regardless of balance. Is this correct?

Also extra question, since I am married filing jointly, I will be using my checkstubs for income verifcation. Anyone had success doing this instead of using AGI? Thanks!

reddit.com
u/arrowspaceman — 8 hours ago

Is there a shortage of Boston Simplus?

For context I live in Los Angeles. I've been to multiple Targets, Walmarts, and even checked Amazon. Boston Simplus seems to be out of stock. I was able to snag a bottle at a Walgreens but that's it. Anyone experiencing this? Kind of nervous because it's the solution that's worked for me with sclerals.

reddit.com
u/arrowspaceman — 1 day ago

I'm making this post because I had such a great expereince with Neopel in Tijuana last week. I've honestly looked into Turkey beforehand but I figured why not look closer to home especially with flights being crazy expensive and the inconvenience of being on a plane with transplanted hair.
When I had my consultation with Dra. Gabriela Hernandez, I wanted to book right away but she was a month out booked until last week. The day of the transplant, I had advised Neopel of my hotel and they coordinated transport for me from the hotel to the clinic. The dr is the one who picked me up and took me to the clinic. She went over the procedure and what will be happening. The painful parts for me were just the anethesia shots but other than that, I took a nap during the extraction. For recovery, they had some of the best tacos ready for me. I had 3600 grafts put in and I like the natural look of the procedure.
Word of advice, have a border crossing plan. They do offer a medical pass which cuts a lot of time. If you have Global Entry, look into activating Sentri and adding your car.

If you're on the West Coast or near TJ, definitely look into Neopel. Save yourself the flight time and book closer to home.

I'll post some updates later down the road but I'm happy so far. Like everything, do your research up front. For context, I got 3600 grafts.

Edit: Added the pictures

https://preview.redd.it/uw6p5bhwvezg1.jpg?width=4000&format=pjpg&auto=webp&s=fa2f4af7def2a5bffbadbc0cf0be06a83cdfbe73

https://preview.redd.it/khcgjchwvezg1.jpg?width=2080&format=pjpg&auto=webp&s=f25513774df6c554c72d777fc7e7c94ca53fb178

reddit.com
u/arrowspaceman — 8 days ago