u/TopPomegranate4432

iFast is a fully regulated UK digital bank with full FSCS protection for your money.

It's offering a pretty easy £100 cash bonus when you sign up for an account and receive your salary or pension income into it via Direct Credit (BACS transfer) for 3 months. There's an easy extra £5 bonus plus interest when you deposit £500, which is paid the next day.

What counts as a Direct Credit? Salary payments (ask your employer to change your bank account) or pension income via BACS. iFast has tightened the criteria so only those two count.

How to get your £100 bonus with iFast:

1. Sign up for an account via my referral link here, friends
2. Verify your ID and wait for approval (mine was approved overnight so was quite quick)
3. Receive your first Direct Credit (BACS payment) into your account by 30 April 2026
4. Receive 2 more Direct Credits (BACS payments) in different months by 30 June 2026 e.g. 1 payment in May and 1 payment in June
5. Your £100 bonus will be credited to your account by the end of the following month
6. Optional: Deposit £500 and iFast will pay you a £5 bonus the next day.

That's it, enjoy your reward when it comes! 😊

Non-referral: https://www.ifastgb.com/en/

Terms

JamDoughnut is a brilliant cashback app that gives you money back on gift cards at hundreds of retailers in-store and online.

If you're planning to shop somewhere, buying a gift card that offers cashback saves you money upfront as you essentially get a discount buying them.

New customers can receive an additional free £3 bonus (300 points) using a referral code when you make your first purchase. You can cash out when you’ve reached the £10 threshold (1,000 points).

Here's how to earn your free £3 reward on Jam Doughnut:

1. Download the JamDoughnut app via Google Play, App Store or the website
2. Enter my referral code if requested: YDIF
3. Make your first gift card purchase and the £3 (300 points) will automatically appear in your account
4. Use the app to buy gift cards at places you would normally shop to earn cashback, and once you’ve reached the £10 threshold, you can cash out

Examples of gift cards you can earn cashback on:

Sainsbury’s, Asda, Aldi, Morrisons, Costa Coffee, Boots, JD Sports, Airbnb, Marks and Spencer, Primark, Just Eat, Adidas and hundreds more.

LINKS

• Referral (£3 bonus): Enter referral code YDIF
• Non-referral link: https://www.jamdoughnut.com/

 

Granola AI is a brilliant bot-free AI meeting note-taking app. It's unique as it combines your own notes with its own AI notes, so you get what matters to you most. It works across Zoom, Google Meet, Microsoft Teams and more.

New customers can get their first month on its paid Business plan (usually $14) completely free when they sign up using this Granola referral link here.

The discount and offer works worldwide.

My Granola AI review: It works quietly in the background with one touch to start recording and taking notes. The notes aren't generated live but are produced almost instantly after the meeting. It also works very well on phone calls (on loudspeaker). The summaries are excellent. I've also used the question function to ask whether my understanding of certain topics was correct, to remind me of specific things the summary didn't summarise because it didn't seem important - it's like asking another person in the room for their take on the conversation, it's brilliant! The downside is if you're on the free plan (you can only access the notes for 30 days) but you can copy/paste and save them, you just can't use the AI to ask questions about your conversation after 30 days. Your additional notes are incorporated really well but highlighted so you know where your additions are. Superb work.

Enjoy your free month and enjoy your meetings!

Three Mobile has a refer-a-friend scheme where you can earn a cash bonus of up to £40 when you buy online, in-store or over the phone.

I've got a Three Mobile SIM Only plan (£10 p/month for 80GB + unlimited calls/texts). And all mobile contracts come with Three+ Rewards which gives you access to lots of freebies and discounts (cinema tickets, coffees/teas/iced drinks, meal kits etc) 😊.

Bonuses you can earn:

• £40 - All Pay Monthly phones
• £40 - All 12 or 24 month Home or Mobile Broadband
• £25 - All 12 or 24 month SIM only / Pay Monthly SIMs (includes data SIMs)
• £10 - All Tablets (includes Laptops)

How to get up to £40 off your Three Mobile order:

1. Sign up via my referral link here
2. Choose how you want to order (online, phone, in-store)
3. Shop and complete your purchase!

That's it! 😊 Depending on what you buy, the reward can take up to 90 days or 7 weeks after your purchase. You'll be updated via email when the reward is ready as the referral is tracked at each stage.

Links

• Referral link for cash bonus here
• Non-referral: https://www.three.co.uk/shop

Shopmium is a cashback app that gives you money back when you buy certain items in supermarkets. They upload new items each week, so it's a useful app for life! New members who sign up via a friend get a free £1 bonus after their first cashback request to help you cash-out even sooner!

How does it work? Check what offers are available on the app each week, buy the item in-store or online, take a photo of the receipt and it will award the cashback in a day or so. You can then cash out to your bank account when you reach a £10 threshold. They often give 100% cashback too, meaning you can get items for free.

How to get your £1 bonus and ongoing cashback:

1. Download the Shopmium app using my referral link here (best to open the link on your phone)
2. Enter code X4V8A8
3. Buy any item that catches your eye and scan the receipt in the app to receive your cashback
4. Continue to take advantage of other offers on the app and when you've reached £10, cash out to your bank!

My experience: One of my favourites was a 75% discount off some oat milk. I bought it in-store for £2, photographed the receipt when I got home, was immediately awarded £1.50, which stayed "pending" overnight before being "validated" the next day. You have to earn £10 before cashing out but it's still easy to reach with the number of offers they have. I’ve also received free Pringles, energy drinks, chocolate and generous discounts off yoghurt, ice-cream, sauces, rice, drinks and more! 😊

LINKS

• Referral link here + enter code X4V8A8
• Non-referral: https://www.shopmium.com/uk/

American Express (Amex) is currently offering a limited-time boosted bonus of 45,000 Membership Rewards points (worth at least £200) instead of the standard 20,000 (worth £100+) when you sign up via a friend.

It's an extremely generous boost because it's even higher than their direct offer! Offer ends: 26 May 2026.

Boosted referral link for 45,000 Points for Amex Preferred Rewards Gold Credit Card offer:

Sign up via my boosted Amex referral link here, friends

• Sign up and spend £5,000+ in your first 6 months for the points bonus
• You need to earn over £20k and not held any personal Amex cards in the past 24 months
• A soft credit check is done first and a hard check is only done if you accept the card

Perks of the card:

In addition to the enhanced bonus, you'll also receive:

• No annual fee for your first year (£195 from Year 2)
• £10 back every month on Deliveroo (2x £5)
• 4x FREE Priority Pass global airport lounge passes yearly
• Free Travel Accident and Travel Inconvenience Insurance
• Free Global Assist - 24/7 help when you're travelling outside the UK
• Refund and Purchase protection
• Regular cashback offers exclusive to Amex customers

Non-referral (no bonus):

https://www.americanexpress.com/en-gb/credit-cards/

Airtime Rewards is a popular passive cashback app that gives you money off your mobile phone bill or top-up credit if you're on Pay As You Go (PAYG).

Link the bank cards that you usually spend with and the app will automatically reward you with cashback when you shop at partner retailers in-store or online. You can then redeem the money against your bill or as PAYG credit when you've reached £10.

Their current refer-a-friend scheme is offering a free £2 sign-up bonus when you make a purchase of £5 or more within 7 days!

How to get your free £2 bonus with Airtime:

1. Download the Airtime Mobile Rewards app from the Apple Store / Google Play or via this link
2. Enter my referral code: DQMD9EKN
3. Add up to 10 debit and credit cards that you normally spend with so cashback can be awarded for purchases
4. Make a purchase (of £5 or more) at one of the retailers within 7 days to trigger the £2 bonus

Top tip: check regularly for "Flashes" to earn boosted cashback at certain retailers and "Challenges" to earn extra bonuses when you make two purchases a month.

There are over 200 retailers e.g. ASOS, Deliveroo, Argos, Aldi, Tesco, Boots and more, so it's pretty easy to earn cashback!

My experience: I've earned over £60 off my mobile phone bills over the past couple of years, so it's definitely legit and the passive tracking is brilliant! When I redeem the cashback, it automatically reduces my upcoming bill and appears on my statement as an extra payment already paid, so my direct debit payment is automatically reduced.

Links

• Referral link: sign up here for an extra £2 bonus + enter code DQMD9EKN
• Non-referral: https://www.airtime.co.uk/

Currensea is a top travel debit card for spending money abroad. You just link it to your bank account and the money spent is paid back via direct debit, so it cleverly avoids non-sterling transaction and ATM fees.

They're currently offering a £10 cash bonus when you sign up via a referral link and spend £100 in foreign currency.

Here's how to get your £10 cash reward:

1. Sign up to Currensea via my £10 referral link here + enter referral code: KLSZTH
2. Choose the free 'Essential' plan and link a bank account. Currensea supports all the major banks
3. Request your free debit card (arrives in a few days) and spend £100 in foreign currency (can't be £GBP) online or abroad within 6 months of account opening
4. Your £10 reward will be credited via bank transfer to your linked bank account within 5 days of fulfilling the above (you'll also receive an email)

MY HOT TIP: Often, when you book a hotel for a holiday online, you have to pay in the currency of the hotel. This counts as foreign spend, so you could pay using your Currensea card to activate your bonus without needing to wait until your holiday! Just make sure it's over the equivalent of £100 GBP. Otherwise, it's a brilliant travel debit card as there's no need to faff around with topping up since it links to your bank account via direct debit.

Perks and notes:

• No weekend charges, no foreign currency purchase fees, no dormant card fees, no non-sterling transaction fees!
• Free ATM withdrawals up to £500 per month
• Has Mastercard chargeback protection
• Currensea makes money by charging a nominal 0.5% mark-up on the Mastercard exchange rate

LINKS:

• Referral link for £10 bonus here + enter referral code KLSZTH
• Non-referral: https://www.currensea.com/

Earnlab is a high-paying "Get Paid To" website that lets you make money by playing games, doing surveys, watching videos and more. It's similar to sites like CashInStyle, InboxPounds, RewardXP and Gemsloot but it seems to pay consistently higher for games on its Torox offerwall than any other site, which is why I use it.

Earnings are in $ USD but can be converted to your own currency. I personally choose Paypal and convert it to £ GBP from there.

Referral link for $0.25 bonus on Earnlab: Sign up via my referral link here

Or enter promo code: 25bonus

My experience: Earnlab is a fairly new discovery but has been brilliant so far for the money. I've made about £70 profit in a month from playing two games (Sea of Conquest and Guns of Glory - both very easy, I highly recommend both). Tracking seems to work well generally and it has picked up all my in-game purchases so far, albeit with a day's delay. I did have a couple of missing rewards that the Torox offerwall failed to track though but a very helpful Torox Support person lurking about on Reddit got it approved in the end (thanks!)

Happy gaming and earning! 😊

Links:

• Referral link here for $0.25 bonus
• Non-referral: https://earnlab.com/