u/Think-Valuable3094

Recently took a class there for intro to climbing and I really enjoyed it! Those who have a membership, do you enjoy it?

On the advice of my therapist, I’ve been trying new hobbies and REALLY pushing myself out of my comfort zone. I tried rock climbing( top rope I believe is the correct phrase) and I fell in love! I took a class and got to climbing immediately. Luckily my local rock climbing gym has 5.5-5.12 and a bouldering wall! I haven’t tried bouldering because it looks intense and I’m scared…lol.

What advice would you give a compete novice? I’m brand new and still renting my equipment. I do feel like people often judge me because I’m just so fresh. I see people flying up this difficult walls and it makes me intimated! Any advice welcome.

Thanks in advance <3

Anyone have used top rope climbing gear? Or is there a good store that sells used gear? Shoes and harness

My husband and I have been paying off all our debt aggressively for over a year. We are within 6 months of paying off the last credit card and we’ll have no debt besides our mortgage.

Well, my husband co-signed an apartment lease for his niece last year. Everything was going fine, he never got late notices or emails or anything to say she wasn’t paying. He just got a balance due email in late March that she owes $10,580 and it will be going to collections by end of April if she doesn’t pay. She’s been dodging his calls for months, even before we learned about this. It’s obvious now that’s the reason why. She is not going to pay it. Thankfully she didn’t get evicted, it was a voluntary move out, so my husband won’t have an eviction on his credit. My husbands credit score is near 800, neither of us have ever been in collections.

Do we,

- drain our entire savings (we literally have $10,000 that’s it) to pay this off?

- let it go to collections and get on a payment plan?