u/SwimIQ

Yonder is a UK rewards card app with both debit and credit card options. You earn points on spending and can redeem them against travel, dining, shopping and other in app rewards.

Using my referral link, you can currently get:

- £10 off your first eligible purchase

- Up to 10,000 points when you spend in your first 30 days

- A free FULL membership trial period when you choose that option during sign up

Referral link: https://join.yondercard.com/bjk5urv

How to get the offer:

1. Sign up through the referral link above

2. Download the Yonder app

3. Verify your details

4. Choose the FULL membership trial option shown during sign up if you want the paid trial rather than the free plan

5. Complete setup

6. Make your first eligible purchase to receive the £10 reward

7. Spend within the first 30 days if you want to qualify for the bonus points offer

Useful details:

- Available in the UK

- Yonder offers both debit and credit cards

- FULL membership becomes paid after the free trial unless you downgrade or cancel before renewal

- Standard paid FULL membership is monthly, so check the current fee and terms in app before signing up

- The £10 reward is triggered by your first eligible purchase

Credit check:

- For the Yonder credit card, there is a soft eligibility check first

- If you continue and complete the credit card application, Yonder then performs a hard credit check

- The debit card is not a credit application

Non-referral link: https://www.yonder.com/how-it-works/apply

American Express Preferred Rewards Gold is currently offering an enhanced sign-up bonus if you apply via referral.

Referral offer

You can get 45,000 Membership Rewards points if approved and if you spend £5,000 within 6 months.

Key points

Annual fee: £0 in year 1, then £195 from year 2

Credit check: yes, this is a credit card application

Eligibility: you must be a new eligible Cardmember and meet Amex’s approval criteria

Minimum income / other criteria: check the Amex application page before applying

Payout timing: referral bonus is awarded after approval and once the spend target is met; Amex says referral rewards can take up to 10 weeks to credit

Extra perks: 4 airport lounge passes per year, Deliveroo credit, and Membership Rewards points on spending

How to do it

Open the referral link below

Apply for the Preferred Rewards Gold card

Get approved

Spend £5,000 within 6 months

Receive the 45,000 Membership Rewards points

Important

This is only worth doing if you can hit the spend target naturally and will not carry a balance. If you pay interest, the bonus is not worth it.

Referral link: https://americanexpress.com/en-gb/referral/gold-credit?ref=mICHAR3GAM&XL=MIMNS

Non-referral link (only 40,000 points): https://www.americanexpress.com/en-gb/credit-cards/all-cards/