u/Srezzx

Hi all,

My currently in hand is 1L+ and good cobil score of 790 with almost 4-5 years of credit history.

But most of the cards I apply get rejected, i dont know why.

I have tata neu infinity which I had to get via RM, on app it was also rejected initially.

All other cards I apply via app, it shows rejected, any particular reason?

Note : One reason which i can think of is I dont have a salary account, my salary gets credited into hdfc savings acc, I wanted to change but RM and everyone else mentioned it doesnt matter.

Many of my colleagues with lesser credit history/cibil/salary get the cards approved.

Can i understand from anywhere the exact reason?