Why have my insurance premiums been creeping up without a recent claim in years. Ugh. I finally ran a quote for my own home & 2 cars, & just found a way better deal. Heads up that if you're in the same boat, you should talk to your broker or current carrier - this is a good time to save some $$$.
Insurance companies have phases and I've noticed that right now they’re in their “we like auto repair shops” era in Illinois. When that happens, pricing is usually lower and coverage terms are broader, at least until carriers shift focus and tighten things back up again.
If you run an auto repair shop and haven’t reviewed your insurance in 6+ months, this is one of those windows where people look back & say, “Wish I’d checked sooner.”
For Illinois shops only, just sharing what I’m seeing locally.