u/Salty-Ganache9061

One day I checked my bank balance and genuinely had no idea where the money went 💀

Food?
Random online payments?
“Small” expenses?
No clue.

That’s when I realized most of us don’t actually track money consistently because manual expense tracking is annoying.

So I built Aarthik.

It automatically reads transaction SMS messages and manages expenses for you.

And honestly… seeing your real spending habits is scary 😭

You think:
“I don’t spend that much.”

Then the app shows:

• food delivery attacks
• useless impulse buys
• subscriptions you forgot existed
• those “just 200 rupees” purchases adding up

The painful part?
Most people won’t realize this until they’re already broke at the end of the month.

The smart ones start tracking early.

People who understand where their money goes will always move ahead of people who don’t.

That’s why I built Aarthik — an app that automatically tracks expenses from transaction SMS messages.

No manual tracking.
No excuses.
Just clarity about your finances.

Most people still ignore their spending habits.

The smart ones already started tracking.

People who understand where their money goes will always move ahead of people who don’t.

That’s why I b Aarthik — an app that automatically tracks expenses from transaction SMS messages.

No manual tracking.
No excuses.
Just clarity about your finances.

Most people still ignore their spending habits.

The smart ones already started tracking.

People who understand where their money goes will always move ahead of people who don’t.

That’s why I built Aarthik — an app that automatically tracks expenses from transaction SMS messages.

No manual tracking.
No excuses.
Just clarity about your finances.

Most people still ignore their spending habits.

The smart ones already started tracking.

People who understand where their money goes will always move ahead of people who don’t.

That’s why I built Aarthik — an app that automatically tracks expenses from transaction SMS messages.

No manual tracking.
No excuses.
Just clarity about your finances.

Most people still ignore their spending habits.

The smart ones already started tracking.

I want to understand the real problems business workers face daily

I’m a developer/founder trying to build products that solve actual problems instead of creating random apps nobody needs.

So I wanted to ask people working in businesses:

• shops
• hotels
• gyms
• consultancies
• transport
• agencies
• restaurants
• offices
• startups
• or any service business

What’s one problem in your daily workflow that makes you think:

“Why is there still no proper solution for this?”

Could be anything:
• Managing staff
• Payments
• Customer handling
• Inventory
• Communication
• Reports
• Booking systems
• Accounting
• Tracking work
• Follow-ups
• Manual paperwork
• WhatsApp chaos 

I’m especially interested in problems where:

• Current software feels outdated
• Everything is still manual
• Existing tools are too expensive or complicated
• Nepali businesses are ignored

Would genuinely love real experiences from business owners, employees, or managers.

Sometimes the best startup ideas come from everyday frustrations.

I want to understand the real problems business workers face daily in Nepal 🇳🇵

I’m a developer/founder trying to build products that solve actual problems instead of creating random apps nobody needs.

So I wanted to ask people working in businesses:

• shops
• hotels
• gyms
• consultancies
• transport
• agencies
• restaurants
• offices
• startups
• or any service business

What’s one problem in your daily workflow that makes you think:

“Why is there still no proper solution for this?”

Could be anything:
• Managing staff
• Payments
• Customer handling
• Inventory
• Communication
• Reports
• Booking systems
• Accounting
• Tracking work
• Follow-ups
• Manual paperwork
• WhatsApp chaos 

I’m especially interested in problems where:

• Current software feels outdated
• Everything is still manual
• Existing tools are too expensive or complicated
• Nepali businesses are ignored

Would genuinely love real experiences from business owners, employees, or managers.

Sometimes the best startup ideas come from everyday frustrations.

I want to understand the real problems business workers face daily in Nepal 🇳🇵

I’m a developer/founder trying to build products that solve actual problems instead of creating random apps nobody needs.

So I wanted to ask people working in businesses:

• shops
• hotels
• gyms
• consultancies
• transport
• agencies
• restaurants
• offices
• startups
• or any service business

What’s one problem in your daily workflow that makes you think:

“Why is there still no proper solution for this?”

Could be anything:
• Managing staff
• Payments
• Customer handling
• Inventory
• Communication
• Reports
• Booking systems
• Accounting
• Tracking work
• Follow-ups
• Manual paperwork
• WhatsApp chaos 

I’m especially interested in problems where:

• Current software feels outdated
• Everything is still manual
• Existing tools are too expensive or complicated
• Nepali businesses are ignored

Would genuinely love real experiences from business owners, employees, or managers.

Sometimes the best startup ideas come from everyday frustrations.

I want to understand the real problems business workers face daily in Nepal 🇳🇵

I’m a developer/founder trying to build products that solve actual problems instead of creating random apps nobody needs.

So I wanted to ask people working in businesses:

• shops
• hotels
• gyms
• consultancies
• transport
• agencies
• restaurants
• offices
• startups
• or any service business

What’s one problem in your daily workflow that makes you think:

“Why is there still no proper solution for this?”

Could be anything:
• Managing staff
• Payments
• Customer handling
• Inventory
• Communication
• Reports
• Booking systems
• Accounting
• Tracking work
• Follow-ups
• Manual paperwork
• WhatsApp chaos 

I’m especially interested in problems where:

• Current software feels outdated
• Everything is still manual
• Existing tools are too expensive or complicated
• Nepali businesses are ignored

Would genuinely love real experiences from business owners, employees, or managers.

Sometimes the best startup ideas come from everyday frustrations.

I made a mistake with ads in my app and users were right to complain.

I’m the developer of Aarthik, an expense tracking app that automatically manages expenses from transaction SMS messages.

Recently, I added ads too aggressively while trying to cover server and development costs.

Bad decision.

Some users pointed out that the experience started feeling annoying and distracting — especially for an app focused on personal finance and simplicity.

So I’m changing things:

• Reducing intrusive ads
• Improving the overall experience
• Focusing more on trust and usability first

Still learning as an indie developer, and honestly feedback like this helps a lot.

Building apps is weird because sometimes you optimize for short-term earnings and forget why people liked the product in the first place.

Appreciate everyone who called it out instead of silently uninstalling 🙏

I made a mistake with ads in my app and users were right to complain.

I’m the developer of Aarthik, an expense tracking app that automatically manages expenses from transaction SMS messages.

Recently, I added ads too aggressively while trying to cover server and development costs.

Bad decision.

Some users pointed out that the experience started feeling annoying and distracting — especially for an app focused on personal finance and simplicity.

So I’m changing things:

• Reducing intrusive ads
• Improving the overall experience
• Focusing more on trust and usability first

Still learning as an indie developer, and honestly feedback like this helps a lot.

Building apps is weird because sometimes you optimize for short-term earnings and forget why people liked the product in the first place.

Appreciate everyone who called it out instead of silently uninstalling 🙏

I made a mistake with ads in my app and users were right to complain.

I’m the developer of Aarthik, an expense tracking app that automatically manages expenses from transaction SMS messages.

Recently, I added ads too aggressively while trying to cover server and development costs.

Bad decision.

Some users pointed out that the experience started feeling annoying and distracting — especially for an app focused on personal finance and simplicity.

So I’m changing things:

• Reducing intrusive ads
• Improving the overall experience
• Focusing more on trust and usability first

Still learning as an indie developer, and honestly feedback like this helps a lot.

Building apps is weird because sometimes you optimize for short-term earnings and forget why people liked the product in the first place.

Appreciate everyone who called it out instead of silently uninstalling 🙏

I made a mistake with ads in my app and users were right to complain.

I’m the developer of Aarthik, an expense tracking app that automatically manages expenses from transaction SMS messages.

Recently, I added ads too aggressively while trying to cover server and development costs.

Bad decision.

Some users pointed out that the experience started feeling annoying and distracting — especially for an app focused on personal finance and simplicity.

So I’m changing things:

• Reducing intrusive ads
• Improving the overall experience
• Focusing more on trust and usability first

Still learning as an indie developer, and honestly feedback like this helps a lot.

Building apps is weird because sometimes you optimize for short-term earnings and forget why people liked the product in the first place.

Appreciate everyone who called it out instead of silently uninstalling 🙏

I created Aarthik mainly for Nepali users because I noticed most people don’t track expenses consistently.

The app automatically reads transaction SMS messages and manages expenses without manual entry.

You spend money → receive bank/mobile banking SMS → Aarthik organizes it automatically.

What surprised me was seeing people outside Nepal trying it too because the core problem is universal:
Everyone wants to understand where their money disappears every month 😅

Current features:
• Automatic expense tracking from SMS
• Income & expense management
• Spending categories
• Monthly insights
• Clean and simple UI
• Built mobile-first

Still actively developing it and improving accuracy every week.

Would genuinely love feedback from:

• People who hate manual expense tracking
• Users of apps like Wallet, Spendee, Money Manager, etc.
• Anyone interested in personal finance tools

Question:
What feature would make you switch to a new expense tracking app?

Built an app because I got tired of manually tracking my expenses 🇳🇵

So I started building Aarthik — an app that automatically reads transaction SMS messages and organizes expenses for you.

No spreadsheets.
No manually entering every payment.
No “I’ll track it later” and forgetting everything 😅

The app can:
• Detect bank transaction SMS
• Automatically track expenses/income
• Categorize spending
• Show where money is going
• Help understand monthly spending habits

I originally made it for myself because I realized most people in Nepal still don’t properly track expenses simply because it’s annoying to do manually.

Now I’m improving it into a cleaner and smarter personal finance app.

Would love feedback from people who:

• Use mobile banking heavily
• Want better expense tracking
• Forget where their salary disappears every month 😭

What’s one feature that would make an expense tracker actually useful for you?

I am facing the issue ( i have 2 bank each send the sms for my transaction but after a week if i wanted to see where i spend that amount neither bank gives me full access of the transaction/statement ) so that's creating mesh around my transaction. have you feel this pain

I am facing the issue ( i have 2 bank each send the sms for my transaction but after a week if i wanted to see where i spend that amount neither bank gives me full access of the transaction/statement ) so that's creating mesh around my transaction. have you feel this pain

have you ever fell like the having multiple bank and limited access of the statement from the mobile banking is casusing hard to manage the finance. I feel like i don't know where my money is going ; 3 bank account 1 khalti and esewa all where my money is scattered and i even don't able to track where and for what things i am spending much of money .
DO you agree this things?

I’m trying to understand how doctors currently handle scheduling and payments across clinic visits and online consultations.

If you’re running a practice (solo or small clinic), I’d really value your input:

• How do patients usually book appointments? (phone, WhatsApp, assistant, software?)
• Do you offer both in-person and online consultations? If yes, how do you manage both?
• How do you handle payments (before/after consultation, online vs cash)?
• Do you face issues like no-shows, last-minute cancellations, or overbooking?
• What’s the most frustrating part of your current system?

Not building anything yet — just trying to understand real workflows and pain points.

Appreciate any insights 🙏