Terminally ill and racking up credit card debt with zero fucks to give
I am not The OOP, OOP is u/UnderstandingThis430
Terminally ill and racking up credit card debt with zero fucks to give
Original Posted to r/confession
Original Post [April 9 2025]
I’ve had cancer for 2 years now, did chemo, lost my leg, beat odds and managed to even go back to work, well shit hit the fan and treatment stopped working. Probably got weeks, maybe couple months at best. I am 22, don’t own a house, don’t own my car. Have maybe £2k in the bank. So I took out a credit card, 6.5k limit, 0% APR for 20 months. (I was previously building up a good credit score) and am now buying whatever the fuck I want. The debt will die with me, and I give no fucks.
And if you want to beef me about driving your bank fees up with this behaviour, at least you get to live. lol
EDIT:: Thank you all for your amazing responses. Unfortunately it’s bone cancer that has spread through my whole body, so I’m too weak now to travel far, as much as I would have wanted to see the world.
I’m going to go bigger, and do some good stuff, if you have ideas. I want to do some big donations to food banks and cancer charities that supported me through my journey and make some differences before I pop.
Alsos shame on you all of you asking me for money.
UPDATE 2:
Took out some more cards, thanks for the suggestions
Some of you asking, I’m a girl haha
I’ve bought lots of things for my family, mostly sentimental things with my handwriting on.
I bought a crab at a fancy ass seafood place. That was awesome
I’ve donated to animal shelters and food banks. Also to the cancer charities who helped drag my ass through this.
Also can y’all stop telling me to find Jesus, I respect those of you who are praying for me, because I know that’s your way of thinking of me and I’m really touched by that.
But finding god is in no way in my plans and not what I believe will happen after death, trying to force religion down a dying persons throat is really not the vibe.
Update 3:
Still hanging on, I’ve deteriorated quite a lot now, lost a lot of functionality in my body at this point so I’m bedbound and mostly just watching lots of TV and seeing family. But I’m comfortable, eating apples and cheese and lots of little treats. Thank you all for still checking in and thinking of me.
I’m really fortunate to be surrounded by my friends and family right now, when you boil it all down to it in the end, it really is all you need.
Anyway I’ll try update again soon. ✌️
RELEVANT COMMENTS
OOP
> Sorry everyone, I feel like I should update on my fun happy times
> I have taken your advice and took some more cards out, live laugh love amarite
> Random purchases include
> Jewellery with my handwriting for my family
> £360 lunch of fresh, English crab. I really like crab, and the cancer is in my jaw so I really wanted to have some good crab before I lose function in my jaw.
> 3 jellycats, the frog ones. I’ve never owned a jellycat and wanted to know what it was like to be boujie enough to buy a BIG jellycat
> some really comfy trousers
> a hand knitted blanket for my niece
> £1000 of food for my local food bank.
> I took my brothers to the arcade for a whole day and played every game
> took my family to my favourite place - Weymouth
> went into a candy store and bought one quart of everything
> a minted lamb pasty
> I’m very nostalgia driven, and yeah definitely not going feral enough, however will endeavour for more.
> I do hear you all suggesting hard drugs and psychotics! I won’t lie I’ve been on pretty much every drug going through this fun time so I’m not too fussed about drugs haha.
~
Tracie10000
> I'm going to remember you. I promise you that. Sometimes, I just know I'm going to remember people who I spoke to or messaged. Even if I don't know their names, and I do remember them.
> I lost my little brother to cancer when he was 5. So I've always known how precious life is. I've grown up knowing it.
> You are a girl who deserves to be remembered.
> I don't expect you to tell me your name. But is there anything you would like me to think of you as?
> Obviously you are a kick ass warrior princess but I don't know if remembering you as credit card girl is right. You are so much more than that.
OOP
> I’ve told my friends to think of me when something slightly unhinged happens in their life, cause I’m hoping my energy just turns to chaos.
~
-2wenty7even-
> Hey bro.. you do your fucking thing and enjoy the time you have left. I'm not kidding when I say this, I wish I was terminal. I've been avoiding a serious growth because I want it to spread. Have had GAD and depression since middle school, good looking guy, always making people laugh and doing good for others, athletic and excel at almost everything I do... but I don't want to exist - for the longest time. And people don't understand why, hell neither do I..
> I'm sorry that you are going through this but you should definitely try some psychedelics and also make a bucket list. Run up that debt, take chances, go crazy bro. Live a 100 lives in the limited time you have. I won't lie in a way you made me think maybe I should change it up a little bit... Your one post is already impacting lives. Peace and love brother.
OOP
> It’s strangely liberating. I’d been “fighting” for so long. Finally letting it run its course now.
> It’s peaceful actually, I’ve done everything I wanted to do.
Update January 18 2026 (9 Months Later) by u/infinityangel26 - Her twin Sister
(UPDATE 4 from her twin sister)
I managed to track down this post whilst going through her phone and saw it blow up. She passed away peacefully in July, surrounded by her family, dogs and multiple credit cards.
She did a lot of good, including buying refurbs for local primary and pre-schools and making a lot of improvements in the community.
To those saying it would be passed to us: no, it was wiped and cleared. She had no inheritance, not a penny to her name since she was only 22 and didn’t have those adult things like life insurance or mortgages.
Thank you for all your support - she really kept this one hidden!
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