Need Genuine Advise!!
I'm Planning to buy the HD X440T in the next 15 to 30 days from Capital Harley Davidson Gurugram.
This is what the financer quoted me for EMI option (IDFC first bank) and I also I calculated what is the total interest I'll be giving.
He was giving 11% on 50k down-payment so i told him that it is too much then he said that if you give 65.5k down-payment we will give you 4.99% flat interest. So I agreed in that because I thought it was good.
Now I need experienced guys suggestions that is it good because I'm new in this.
And also I think the showroom is charging more for insurance(ICICI LOMBARD) and extra charges but for insurance he also told me to go for another insurance if i don't want to get insurance from the showroom.
Now guys can you please help me out and advise me to keep things in mind.
Thanks in Advance!