u/Professional_Park610

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▲ 0 r/rbc

RBC deceived me, falsified documents, invested my money without my signature, and I have also been subjected to systematic harassment.
I was told, "Since you are your own caregiver, you need to fill out the caregiver forms," and was asked for a signature. When I refused, they pressured me by saying they would not process the application unless I filled them out, so I had no choice but to sign. When I said I wanted a copy of the contracts we signed, what was in the envelope were documents without a bank signature.

Afterward, when I applied for a GIC through an community manager at a different branch, when I told him that I didn't want a mutual fund, he arbitrarily placed my funds into a mutual fund without my signature. As a result, profits ranging from a few cents to a dollar each day began to accrue.
Furthermore, they claimed that an unnaturally fabricated account number, "000000001," was a GIC.
When I immediately asked them to reallocate it to a GIC, they not only confiscated the interest generated from the investment but also simply switched it to a mutual fund with nearly 0%. Furthermore, several hundred dollars in government subsidies that should have been paid were missing.
I visited another branch again, but the teller treated me with a condescending attitude, and when I told them I was recording the conversation, they threatened to forcibly remove me.
The manager provided false information, and although I told the manager this time to make sure the funds were deposited into a GIC, it seemed she intended to put them into a mutual fund again.
Furthermore, the statement I received did not show previous transaction history, and on the copy of the caregiver form, my own name was listed as the caregiver, but that part had been falsified by pasting over it.

For nearly six months, I earned almost no interest (and RBC even took earned interest away), so I ended up signing the contract. I need some advice.

u/Professional_Park610 — 6 days ago
▲ 0 r/CIBC

The financial advisors opened a savings account (4.6%) and a GIC for TFSA (3%). However, online account details show absolutely no interest rate information for either account.
I’ve already been to the branch a few times, but CIBC only told me the system showed 4.6%, but the status is displayed as “Unknown”.

Also I had invested my child’s RESP funds in GICs, but they were invested in a mutual fund without my consent. When I asked the manager for my account information, she wrote a signed letter confirming that the funds were in the mutual fund. However, as soon as I pointed it out and asked her to correct the GIC, she issued a false, signed letter stating that the funds are in GIC.

Since then, I have been subjected to multiple acts of intimidation and group harassment by staff at the branch and they didn’t correct their actions. My money in my savings account is still sitting in cash, earning nothing. What should be my next step?

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u/Professional_Park610 — 7 days ago
▲ 0 r/CIBC

The financial advisors opened a savings account (4.6%) and a TFSA GIC (3%).
However, account details shows absolutely no interest rate information for either account.
Is it normal?

u/Professional_Park610 — 7 days ago