u/Plus_Cranberry_9598

Many people have credit cards or debit cards that they rarely use but whose use requires a PIN number. I have found that using the last 4 digits of an old phone number for the PIN and writing the first three numbers on the card with a sharpie does the trick. For example if your home phone number as a kid was 848-1773 make the PIN 1773 and write 848 on the card with a sharpie. Works for keypads on garage door openers too.

With all that's going on with Iran and the closing of the Straits of Hormuz why aren't we seeing higher gas prices here in the U.S.? Am I missing something? If you remove 20% of the available oil in the international market why haven't we seen a sudden rise in gas prices or will we be hit with a "come to Jesus" moment in the near future? Explain it to me like I'm 5.